Blog

How to Save Money On Fleet Insurance

June 13, 2019 Fleet Vehicle Insurance

If you or your business has multiple vehicles, then it’s in your best interests to ensure that they’re fully covered and insured against any incidents on the roads. While the usual route is to protect each vehicle individually, it makes a lot more sense to cover the entire fleet, rather than getting insurance for each and every car or truck. It saves time, money, and is better for your business, since it means any driver can drive any vehicle, and still be covered. To see how Goldcrest can help with your Fleet insurance further information can be found here Read More

Why Lenders are Requesting Contract Works Insurance

May 8, 2019 Contractors Insurance

Many lenders are now asking for Contract works insurance when lending money, so the developer has full control of the insurance for the development they are working on.

So what are all of these insurances involved in property development insurance and how does it all work? Read More

Why HMO Property is a Good Investment

May 3, 2019 HMO Property Insurance

Whether you’re a first-time investor entering the property market or an experienced developer or landlord looking to increase your revenue, you’ve likely come across the term “HMO investing” in your research. The big question is whether this type of investment remains profitable—and the short answer is yes!
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Why Choose Goldcrest for your Property Developers Insurance

March 15, 2019 Property Developers Insurance

So why come to Goldcrest Insurance for your property developer’s insurance?

The answer is simple, you should use us because we know what we are doing when it comes to insuring in the Construction sector. We are Construction insurance experts and have years of expertise when handling insurance for Contractors and Developers. Read More

What is Contract Works Insurance and do I need it?

February 13, 2019 Contractors Insurance

This phrase is becoming more common nowadays with Lenders becoming much more careful on how they protect the money they are lending. Due to this they require their clients when doing a build to take out contract works insurance to cover the contract.

Contract Works insurance can either be taken out solely by the developer if he is going to be in charge of project managing the build, or in joint names between the developer and the building contractor. Read More

Why take out Cyber Insurance

January 11, 2019 Cyber Insurance

Cyber Insurance may not be top of your list of insurances, but with 5 of our clients being hit in the last 12 months and with losses exceeding 100k, I thought I would go back over CYBER Insurance and how it can protect your business.

Firstly, do you have use an IT company who are your 1st line of defence for cyber-attacks? If you do, great, as your IT company will put in place Firewalls, Anti-Virus, Gate Way screening and End user education etc. If you don’t get one!
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HMO Property Insurance and Licensing

December 12, 2018 HMO Property Insurance

As you may know from April 1st 2018 the Government announced it had extended the licensing of HMOs to include all properties that has 5 or more people in two or more households, as opposed to previously where this only related to properties that were more than three storeys tall. Read More

Getting the Right Property Portfolio Insurance

November 22, 2018 Property Owners

We recently received a call from a management company to arrange a property portfolio insurance for one of their clients.

With a substantial property portfolio, it can be difficult to manage the insurance cover for each of your properties especially when the portfolio manager has insured them individually, with each property having a slightly different renewal date. Read More

Individually Insuring Items of Value

October 22, 2018 Personal Insurances

Most people will have contents insurance, whether it is included as part of a building and contents policy or standalone. Many of them, however, have not considered whether the coverage provided is sufficient to replace all their home contents nor are they aware of any exclusions for certain items. If you own specific items of value, they may not be covered under a standard home contents insurance policy, or the total insurance coverage may not be enough to replace these items on top of the rest of your contents. Read More

Insurance for Performance Cars

August 22, 2018 Goldcrest Insurance

The reasons for getting a performance car can vary, whether it’s because you enjoy the feeling of power behind the wheel, the admiration of others, or whether you’re a bit of a collector in this regard. Whatever your reasons though, insuring performance cars can often be expensive. Read More