If you have more than one vehicle then family fleet insurance could be a good options for you. Here at Goldcrest Insurance we can provide you with cover for private vehicles, commercial vehicles or a combination of both. Cover can be incredibly flexible and by insuring all vehicles on one policy you will often see a reduction in your overall premiums.
Who can be covered on a family fleet insurance policy?
- Families that have two cars or more
- Couples living together that have two or more cars
- Couples that live in separate houses and their children
Cover can also include the cars of children who are living away at University.
Most people aren’t aware they can cover their vehicles under one policy, but providing one of the conditions above is met, than in most cases a family fleet insurance policy can be offered.
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The Benefits of a Family Fleet Insurance Policy
One of the main benefits is that the policy can be designed specifically for your household or situation. As an example you can have multiple named drivers for each vehicle which works out cheaper than having an ‘open’ policy. This list of named drivers can be different for each vehicle, so if you have a new driver you can limit their insurance to one car which will again save you money. If you have a mix of commercial and private vehicles then we can accommodate that and find a policy to cover your needs.
- Having multiple vehicles can save you money
- Easy to manage – one policy, one payment
- Each person on the policy can earn no claims in their own name
- Personal injury cover can be included for passengers
- Driver multiple vehicles without increasing your premiums
- You can add or remove vehicles as you need to
Most people don’t think of their vehicles as a fleet, but many families have multiple cars / vans parked on their driveway and so it makes sense to take out a family fleet insurance policy to cover all your vehicles in one go. The more vehicles you have, the larger the saving overall.
At Goldcrest we have years of experience in providing cover for all kinds of situations. So why not get in touch today to find out more about family fleet insurance for your vehicles.