- Are you a company that is growing in size and has at least 3 to 4 vans out on the road?
- Do you have 4 or 5 drivers aged from 17 plus insured on an individual basis?
- Do you have many different renewal dates on your vehicles?
If this sounds like your business then your next step of growth is to get what is known as a mini fleet insurance policy.
Whether you are a small start-up business or a more established business we can help you here through our many years of experience with fleet insurance. We will give you advice on how to keep your premiums low or possible even have them reduced in the next year.
At Goldcrest we want to set you off on the right foot, first by combing all your vehicle policies onto the one policy to make insurance easier, and then giving you fantastic advice for managing any claims that may arise. We will always be available to talk to should you have any concerns about your policy or if you think it is worth making a claim.
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Having mini fleet insurance set up is great and can save you money and time, but in the same instance this is not a licence to go wild and have multiple claims as we want to reduce these where possible. It is a time to tighten the ship and make sure claims are not rife or un-necessarily made.
Any quote we obtain for your business will be priced extremely competitively. The rates we give you can even forecast what you will be paying a year down the line if you control your fleet claims. But if claims are high the premiums will start to slide into the wrong direction and as you would expect this will cut into your business profits.
For this reason, we pay a lot of attention to your claims history. If we can keep your claims down we know at renewal you will be a happy customer as we can further work on reducing the premium.
The other benefits of mini fleet insurance is having one renewal date along with being able to have an open driver policy. When insuring individually it’s almost impossible to get an open driver policy and companies restrict you to 4 or 5 drivers per vehicle. This can be a pain and restrict your business operations if you have more drivers, or you have bonafide sub contractors who are using your vehicles. Imagine having to make a phone call to the insurance company every time someone new starts in the business just to change names over, not only does it waste your time but it can possibly be a chance for your insurance to increase.
Mini fleet insurance works well for businesses like couriers where there is high driver turnover or for builders, plumbers or electricians looking to grow their companies. No matter which industry you fall in to if you have the required number of vehicles then we can combine them all together.
If your business starts off with 3 vehicles plus or you are an already established company, then it is an easy process for us to get you a quote. So give us a call. We will simply take all the details we need, then get back to you within the hour. It is only a phone call away but it could end up saving you hundreds. Why not read our reviews to see what some of our other happy customers say about our service.