However careful you are with your risk assessments and in-house practices, it’s important to get the right welders insurance for your welding and fabrication work, so that if something does go wrong, you are fully protected.
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What Welders insurance covers
Depending on your circumstances, you might need any of the following covers:
- Public Liability
- Products Liability Insurance
- Employers Liability Insurance
- Buildings Insurance
- Contents & Machinery Insurance
- Stock Insurance
- Loss of Income Insurance
At Goldcrest we have been specializing in welders public liability for 30 years protecting our clients from any claims they have, which could potentially have a shattering effect on their business. Welding insurance is generally higher rated than some of the standard liabilities due to the nature of heats works. Any trade INVOLVING HEAT WORKS .. ie Roofing carries higher premiums due to the consequence it may have. An example would be if you were doing works away from your own premises and you were Welding and set alight to something and in turn this burnt down a house or a factory then this would be a huge pay out from the insurer costing thousands if not hundreds of thousands of pounds !! Cover is also there in case members of the public make claims against you.
Welders public liability insurance is available for three limits of indemnity; £1 million, £2 million and £5 million cover. Additionally, if you employ staff, your welders insurance policy can be extended to include employers’ liability insurance for £10 million limit of indemnity.