Student HMO property

If you have a property you can rent out you would probably want to gain a good return on investment. HMO (House in Multiple Occupation) properties is one thing you may which to consider if your property is located right by the city centre or near a university campus or teaching hospital.

When renting out each room of an HMO, your overall rental income will increase. But it’s not quite as easy as simply, letting out those rooms. You may need a license to operate and you will also need to maintain communal areas. However, it can still be a good option for landlords. Read More

Serviced Accommodaiton Insurance

If you own and run serviced accommodation, it could be important to have some form of coverage in place to protect you against the various risks faced. At Goldcrest Insurance, we are able to provide you with the specialist coverage that you need.

It’s possible that you may have other forms of property owner insurance in place. Serviced accommodation may not always be covered by these types of schemes, which is why specialist insurance could be worth investing in. Read More

property portfolio insurance

If you have multiple buy to let properties, it’s absolutely essential that you follow all rules and regulations put in place by your government and relevant organisations in order to ensure that your property is up to standard and safe for your tenants to live in.

At the end of the day, they’re either contributing to the mortgage payments on a property that will ultimately belong to you, or they’re providing you with a passive income. Read More

insurance rent 2 rent

Rent 2 Rent is becoming increasingly popular in the property world. It involves the sub-letting of a property. The owner gives full control over to another person or managing agent to act as the landlord. This can beneficial to the property owner as it takes away the work involved in ensuring that property is let, collecting rents, dealing with any tenant issues. It is also seen now in the arena of Serviced Accommodation.

The rise of websites such as Airbnb has completely changed the marketplace and for property owners that want a hands-off investment, handing over responsibility to someone else in managing Serviced Accommodation or indeed an HMO, or standard BTL can seem an attractive prospect. Read More

pen and money

Seeing into the future is always going to be tricky, and that is why we need insurance. But insurance prices can very often vary, and there are a lot of different factors that can bring about changes to rates.

Some of the factors that will affect your insurance premium will obviously relate to your own circumstances. If there has been a recent claim, or if there is an increased risk involved, then it is natural that your insurance will end up costing you more. Similarly, if there are changes that minimise risk, then these may lower your premium. Read More

picture of man in meeting

Choosing an independent insurance broker always makes sense when you’re looking to buy insurance. If they’re not independent, they have no incentive to present you with the best possible range of options. If you want to save money and you want the best possible insurance policy that’s able to meet your needs going forward, it really does make sense to head to an insurance broker. Read More

PI insurance

Working with subcontractors to take on work outside the scope or scale of what your business can handle alone, whether it’s specialised tasks or larger projects, is far from abnormal. However, it does raise questions about insurance and liability. When you take on a subcontractor, you take on the liability for their work, but are you also covered for it? Read More

image of taxi rank

If you run a taxi service, ensuring that all of the vehicles in your fleet are individually insured can be a massive hassle. Not only do you have to process lots of all the contracts separately, but you also have to keep tabs on how many vehicles are in your fleet. It’s a logistical nightmare and makes expanding or contracting your operations difficult. Read More

I can therefore confidently recommend Goldcrest Insurance to anyone that wants good affordable insurance with great customer service.

- Greg Newman - DOR-2-DOR

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