Most people will have contents insurance, whether it is included as part of a building and contents policy or standalone. Many of them, however, have not considered whether the coverage provided is sufficient to replace all their home contents nor are they aware of any exclusions for certain items. If you own specific items of value, they may not be covered under a standard home contents insurance policy, or the total insurance coverage may not be enough to replace these items on top of the rest of your contents. Read More
