At Goldcrest we cover a wide range of businesses from IT Companies to high turnover Building Contractors. There is no risk we will not look at and sometimes the more obscure the trade the better.
Like most Brokers we believe in getting to know our clients and their businesses and maintaining a year on year relationship. We are not a quick quote and bind company, that will spin around a risk in 5 minutes, we believe when quoting for something as important as a client’s Business insurance, all figures, activities and wording must be thoroughly gone through, to ensure the customer is getting what they are paying for.
Do you need Cyber insurance? Do you need business interruption insurance? Do you need Professional Indemnity insurance? These are all questions that need to be asked and the type of questions that are by passed on comparison sites. At Goldcrest when quoting for your Business Insurance, we shall discuss all different types of insurances in detail making sure you understand exactly what you need to protect your business and why you might need it.
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Making sure you have the right business cover
Remember one gap could cost you thousands and sometimes cause the closure of SME businesses, so why run the risk by trying to save on a few pounds and instead invest in a good broker, who knows your business and can work with you in getting your cover right.
Anyone can get a cheap insurance, but remember when protecting your business, it’s not about cheap it’s all about cover. When declaring wage roll and activity splits this must be correct. You must be able to know how to identify what is an employee and what is a labour only sub-contractor. If these figures are short due to trying to obtain a cheap premium, then at point of claim, a loss assessor will go through the books and more than likely decline a pay out and Void the policy.
We have been dealing with Business Insurance policies for over 20 years now, so if you would like to be fully protected and obtain a comprehensive knowledge about your insurance policy and what products you should and shouldn’t be buying then please give us a call.