Category: Property Owners

Managing let properties, particularly those housing homeless tenants and Houses in Multiple Occupation (HMOs), presents unique challenges for landlords. These properties often involve complex tenancy arrangements and higher risks, making appropriate insurance coverage essential. Insurance for such properties not only protects against potential financial losses but also ensures compliance with regulatory standards. This article aims to provide valuable insights into the specific insurance needs for properties accommodating homeless tenants and HMOs. Read More

Owning a rental property is great, but it comes with risks and extra management responsibilities. For these reasons, every property owner needs to have insurance cover.

Unknown to many property owners, the standard home and content policies may not provide you with the protection you require. Even for landlords with the best intentions, accidents such as fire or theft can sometimes happen. As a result, you end up financially drained and potentially bankrupt after a loss. Read More

Rent 2 Rent is becoming increasingly popular in the property world. It involves the sub-letting of a property. The owner gives full control over to another person or managing agent to act as the landlord. This can beneficial to the property owner as it takes away the work involved in ensuring that property is let, collecting rents, dealing with any tenant issues. It is also seen now in the arena of Serviced Accommodation.

The rise of websites such as Airbnb has completely changed the marketplace and for property owners that want a hands-off investment, handing over responsibility to someone else in managing Serviced Accommodation or indeed an HMO, or standard BTL can seem an attractive prospect. Read More

We recently received a call from a management company to arrange a property portfolio insurance for one of their clients.

With a substantial property portfolio, it can be difficult to manage the insurance cover for each of your properties especially when the portfolio manager has insured them individually, with each property having a slightly different renewal date. Read More

Buy to Let (BTL) property insurance (also known as Landlords’ insurance) is needed to protect you from potentially huge financial outlay in the case of something going wrong with your rental property. It is important that you have thorough cover in place for your own peace of mind. Below are some of the different insurances that can make up comprehensive BTL property insurance , and why it make sense financially to consolidate these various policies. Read More

While there are plenty of other ways to invest your money (stock market trading, becoming a business angel, starting your own business, etc.) it is widely acknowledged that property is one of the best investments for your money. Property has long been a safe way to invest – whereas other means will need you to have specialist knowledge of one sort or another, investing in property is accessible to anyone who can get a mortgage. Read More

If you’ve invested in multiple houses to build up a property portfolio, you’ll know how important it is to look after your investments and ensure you have all the right property owner’s insurance for each. Read More

This is a very popular question we get asked on a daily basis.

Why? Well because the developer isn’t always sure exactly what they need.

Their profession is renovating or building new houses, so how should they know? Read More

Property Portfolio Insurance for a Block of Flats

We have taken on 3 property portfolios this week and all have varied in size and shape!

The first property portfolio insurance we set up was for a large property company which had just purchased a huge portfolio of properties from another company. Read More

Contents and Building Insurance is vital – Worst case scenario – what if you lost everything in your home due to unforeseen circumstances? Replacing every item would cost a fortune as well as being time consuming. When insuring your home have the worst case scenario in mind so that you know you are always well protected. Read More