If you have a family, you know that it can be expensive to insure all of your vehicles. Individual car insurance policies can be costly, and they can become even more expensive when you have multiple cars. This is where family fleet insurance comes in, it is a type of car insurance policy that covers multiple vehicles and family members under one policy. Read More
Rental property insurance is for property owners that let them out. As a landlord, you will need to consider the categories of landlord insurance cover that you need. This will depend on the type of property that you have as there are different considerations for the various categories. In this article, we will discuss the main types of situation and what type of rental property insurance you might need. Read More
Running a care home or nursing home can be a challenging but rewarding business. It’s important to make sure that you have the right insurance in place to protect your business and the people who depend on it. In this blog post, we will take a look at the type of insurance cover that is needed for care homes and nursing homes. We will also explain why working with an independent insurance broker is a good idea, as they have access to a wider range of policy options. Read More
So you’re thinking about investing in HMO properties? But how do you buy HMO? This can be a very lucrative investment, but it’s important to know what you’re getting into. In this blog post, we will walk you through the process of buying and answer some of the most common questions people have about this type of investment. We’ll also discuss why HMO Insurance is so important. By the end of this post, you’ll know everything you need to make an informed decision about whether or not this is the right type of investment property for you. Read More
Owning a rental property is great, but it comes with risks and extra management responsibilities. For these reasons, every property owner needs to have insurance cover.
Unknown to many property owners, the standard home and content policies may not provide you with the protection you require. Even for landlords with the best intentions, accidents such as fire or theft can sometimes happen. As a result, you end up financially drained and potentially bankrupt after a loss. Read More
Landlords insurance is necessary in today’s world, every property owner needs to protect their asset and income. That’s why landlords liability insurance is so important.
So landlords liability insurance is a type of insurance coverage that will protect you as the landlord from injury or damage claims that are related to your rental property. Read More
When it comes to finding tenants, you should be thinking about multiple factors. The first thing that you want to consider is the length of tenancy that a potential tenant is asking for. You should set a minimum term that you are willing to accept, whether this is six months, a year or more is up to you. Don’t accept a tenant who doesn’t want at least the minimum term as this isn’t going to benefit you. Read More
A lot of larger property projects require funding and borrowing money is fairly normal practise. Having contract works insurance in place will give lenders some comfort and can help you gain that all important funding that you need.
One of the most popular types of contract works insurance is a combined policy consisting of public and employer’s liability insurance. This includes contractors all risk insurance which covers the length of the project and the costs involved. This covers the people company owned plant and machinery and hired in plant also. Read More
Properties that are let out to multiple people can bring in a greater yield and so many landlords and property investors and developers have actively sought out properties that can be let out in this way.
The difference between an HMO property and a Multi-Let Property is that a HMO requires a license and comes with a specific set of rules. Read More
Acquiring a fleet insurance policy for your courier service vehicles can be beneficial in several ways.
Some of the benefits include:
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