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Insuring a Rent 2 Rent Property

February 26, 2020 Property Owners

Rent 2 Rent is becoming increasingly popular in the property world. It involves the sub-letting of a property. The owner gives full control over to another person or managing agent to act as the landlord. This can beneficial to the property owner as it takes away the work involved in ensuring that property is let, collecting rents, dealing with any tenant issues. It is also seen now in the arena of Serviced Accommodation.

The rise of websites such as Airbnb has completely changed the marketplace and for property owners that want a hands-off investment, handing over responsibility to someone else in managing Serviced Accommodation or indeed an HMO, or standard BTL can seem an attractive prospect. Read More

Will Insurance Rates Rise In 2020?

December 31, 2019 Commercial Insurance

Seeing into the future is always going to be tricky, and that is why we need insurance. But insurance prices can very often vary, and there are a lot of different factors that can bring about changes to rates.

Some of the factors that will affect your insurance premium will obviously relate to your own circumstances. If there has been a recent claim, or if there is an increased risk involved, then it is natural that your insurance will end up costing you more. Similarly, if there are changes that minimise risk, then these may lower your premium. Read More

What are the benefits of using an Insurance Broker?

November 28, 2019 Goldcrest Insurance

Choosing an independent insurance broker always makes sense when you’re looking to buy insurance. If they’re not independent, they have no incentive to present you with the best possible range of options. If you want to save money and you want the best possible insurance policy that’s able to meet your needs going forward, it really does make sense to head to an insurance broker. Read More

Does Professional Indemnity Insurance Cover Subcontractors?

October 29, 2019 Contractors Insurance

Working with subcontractors to take on work outside the scope or scale of what your business can handle alone, whether it’s specialised tasks or larger projects, is far from abnormal. However, it does raise questions about insurance and liability. When you take on a subcontractor, you take on the liability for their work, but are you also covered for it? Read More

Running a taxi service? Taxi Fleet Insurance can make your life easier.

September 25, 2019 Fleet Vehicle Insurance

If you run a taxi service, ensuring that all of the vehicles in your fleet are individually insured can be a massive hassle. Not only do you have to process lots of all the contracts separately, but you also have to keep tabs on how many vehicles are in your fleet. It’s a logistical nightmare and makes expanding or contracting your operations difficult. Read More

The intermediate guide to High Net Worth Insurance

August 16, 2019 High Net Worth Insurance

The last time you took out an insurance policy, you might have noticed in the small print that the policy did not cover certain valuable things. That’s probably because you were taking out a standard insurance policy as opposed to some high net worth cover. Read More

Does our company need Public Liability Insurance?

July 17, 2019 Public Liability Insurance

One of the biggest questions that any business owner will need to consider is whether or not to take out any public liability insurance. Unlike some other forms of business insurance, public liability cover isn’t a legal obligation in the UK so it’s up to the business owner as to whether they take out a policy or not. Read More

How to Save Money On Fleet Insurance

June 13, 2019 Fleet Vehicle Insurance

If you or your business has multiple vehicles, then it’s in your best interests to ensure that they’re fully covered and insured against any incidents on the roads. While the usual route is to protect each vehicle individually, it makes a lot more sense to cover the entire fleet, rather than getting insurance for each and every car or truck. It saves time, money, and is better for your business, since it means any driver can drive any vehicle, and still be covered. To see how Goldcrest can help with your Fleet insurance further information can be found here Read More

Why Lenders are Requesting Contract Works Insurance

May 8, 2019 Contractors Insurance

Many lenders are now asking for Contract works insurance when lending money, so the developer has full control of the insurance for the development they are working on.

So what are all of these insurances involved in property development insurance and how does it all work? Read More

Why HMO Property is a Good Investment

May 3, 2019 HMO Property Insurance

Whether you’re a first-time investor entering the property market or an experienced developer or landlord looking to increase your revenue, you’ve likely come across the term “HMO investing” in your research. The big question is whether this type of investment remains profitable—and the short answer is yes!
Read More

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