Blog

Landlords Insurance for Property Management Companies

July 31, 2014 Property Owners

At Goldcrest we provide a service for property management companies across the country. We have great landlords insurance for property management companies and offer them rates which are well below market rates. We do not load up commissions ourselves and split commissions with the introducers.

The reason property management companies use our insurance rates is not only because they are cheap and that they are with A-rated insurers but also because of our ability to deal with their clients in an efficient manner if needs be. Read More

Let Property with subsidence issues

July 28, 2014 Subsidence Insurance

Finding let property insurance for your needs can be difficult enough every year, sifting through brokers and direct providers every year – but if your rental property has suffered subsidence this can make the task all the more challenging as many providers will look to exclude subsidence or decline to quote straight away.

Luckily for you, here at Goldcrest we deal with distressed property on a regular basis so we have the right market for all let property requirements. Read More

Quotation for Large Property Portfolio Insurance

July 21, 2014 Property Owners

When you property portfolio falls due for renewal, it never hurts to try us – there are two out comes that you can expect when approaching us:

1) Worst case scenario, we cannot beat your quotation to which you feel secure that you have a competitive premium – in return we pass on some advice and diaries to speak with you next year subject to your approval.
2) Best case scenario, we beat your renewal invite with a good provider and you make a saving by return. Read More

Contractors All Risk Insurance Explained

July 15, 2014 Contractors InsurancePublic Liability Insurance

Contractors All Risk Insurance covers you not only for your existing structure but also for the structure that is currently being worked on.

A standard Public Liability policy will only cover tradesman for damage caused to the third-party premises. Contractors All Risk Insurance will cover any damage caused to the building works, for example if there is an unexpected flood, storm, or fire, it will even cover for poor workmanship.

Difficulties of HMO Insurance quotes

July 7, 2014 HMO Property Insurance

Why is HMO Insurance so difficult to get a quote for? Does it seem that the majority of insurers just turn you away and that there are hardly any insurers out there who will cover your bricks and mortar.

Goldcrest have worked hard over the years to get tailor made products in place to help with the cause for the HMO landlords insurance. We have a great scheme in place with an A rated insurer who cover all the needs of the landlords. If this scheme cannot compete for whatever reason then we have our back up companies who 99 % of the times come up trumps. Read More

Caravan Site Insurance with Goldcrest

June 23, 2014 Goldcrest Insurance

When you pull into your caravan site, whether it be a holiday park or residential park site, are you met with the grumblings of the site owner complaining about the price of their insurance?

Brilliant – we have the perfect remedy for you; give the site owner our contact details and tell them to get in touch with Goldcrest to make a premium saving on their annual policies. Read More

How to save on Pub & Public House Insurance

June 17, 2014 Pub Insurance

The sun is peering from its slumber, and maneuvering through the clouds to bring us this natural delight of warmth and sunshine.

It happens every year but living in England, you can be forgiven for forgetting what the English sunshine actually feels like. Read More

Landlords with LHA tenants

June 12, 2014 HMO Property Insurance

Are you a landlord that lets to local housing allowance tenants and feel you are paying too much on your insurance?

When insuring let properties with DSS or LHA tenants whether it be standard let or HMO let, many providers look to double or increase dramatically the premiums they would offer for professional tenants, and many do not provide cover for this tenant type at all. Read More

Claiming with Fleet Insurance

June 10, 2014 Fleet Vehicle Insurance

What is Fleet insurance Claims experience?

Fleet insurance is the easiest of insurance policies to let stagnate – the reason being that before you can obtain a quotation from alternative brokers you will need to supply a copy of your claims experience.

Claims experience can be notoriously difficult to obtain from your holding broker, as with any business, they tend to hold back before supplying it or supply inadequate copies in attempts to buy themselves’ time before your renewal giving alternative brokers little time to obtain terms. Read More

All About Property Portfolio Insurance

June 5, 2014 Property Owners

We can set up portfolio policies for let properties from as little as 2 properties – setting up a property portfolio insurance policy makes life easier for landlords giving them one renewal date, one policy and one insurer.

Not only does a portfolio policy dilute the administration and maintenance of your insurance requirements, it also works out more financially viable as collaborating properties onto one policy qualifies your for bulk discount. Read More