Blog

Public liability insurance for roofing contractors falls under the category of a high risk trade. This is due to the heights that a roofer can work at and also the risk involving the use of heat. Liability insurance for roofers is a must for all in the trade.

To be classified as a roofer depends on the percentage of any roof works.  Any roof work that is over 20 % of your annual turnover classifies you as a Roofer.  If you under insure yourself and put yourself as a builder or maintenance man to save yourself money, then if you had to make a claim the insurers would find out exactly what you should be classified as and will deny your claim resulting in all you have paid in premiums becoming worthless and you could end up with nothing. Read More

At Goldcrest Insurance we arrange home insurance for people all over the country. We rate people as individual risk and not as a bulk, like on line companies or direct insurers tend to do. This way we get to speak to the client, Google earth the home and take into consideration any good evidence they have to support that their property is free from flooding or has had any necessary works done to prevent further flooding. Using a specialist broker like us at Goldcrest who you can talk to and explain your personal circumstance is the way to go. Read More

We have a number of scaffolders come to us on a daily basis to be insured for either public liability insurance, employer’s liability insurance or for fleet insurance. There is no doubt about it, Scaffolding is a high risk trade and not many companies will cover it.  At Goldcrest we have a good panel of insurers who will look at Liability insurance for Scaffolders which means we can offer competitive rates. Our rates cover the self-employed scaffolder as well as the large scaffold companies with big turnovers, which in turn increase the risks. Read More