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Landlord Insurance Know How’s

October 23, 2012 Goldcrest InsuranceProperty Owners

So you are thinking of becoming a landlord? Great! Today unfortunately it is not quite as easy as putting an advertisement in the paper, finding tenants, then all done you start collecting the rent. Today there are a lot more legal issues involved, landlord insurance to pay and safety regulation guidelines that all need to be looked in to.

So why let out your property?
There are lots of different reasons for people to rent out a property. Sometimes people are traveling overseas so they rent out there home to give them income while abroad or sometimes properties are brought as real estate can be a good investment, another way to save towards retirement, as a higher earning savings scheme if brought right or as another stream of income. Read More

Insurance for the ‘Difficult to Insure’

October 20, 2012 Goldcrest Insurance

Do you have a difficult risk to cover that you cannot seem to get insured anywhere. At Goldcrest we love talking to our customers to find out as much as we can about the difficult insurances they have difficulty in placing. For instance home insurance for flood areas, high net car insurance which is cars with the value in excess of £150k, landlords insurance which includes cover for DSS tenants and HMO properties, fleet insurance for haulage vehicles where the tonnage can exceed 32 tonnes to name a few. Read More

Home Insurance in Flood Areas

October 17, 2012 Goldcrest InsuranceHigh Risk Liability Insurance

At Goldcrest Insurance we arrange home insurance for people all over the country. We rate people as individual risk and not as a bulk, like on line companies or direct insurers tend to do. This way we get to speak to the client, Google earth the home and take into consideration any good evidence they have to support that their property is free from flooding or has had any necessary works done to prevent further flooding. Using a specialist broker like us at Goldcrest who you can talk to and explain your personal circumstance is the way to go. Read More

Scaffolders Insurance what you need to know!

October 9, 2012 Goldcrest InsuranceHigh Risk Liability Insurance

We have a number of scaffolders come to us on a daily basis to be insured for either public liability insurance, employer’s liability insurance or for fleet insurance. There is no doubt about it, Scaffolding is a high risk trade and not many companies will cover it. At Goldcrest we have a good panel of insurers who will look at Liability insurance for Scaffolders which means we can offer competitive rates. Our rates cover the self-employed scaffolder as well as the large scaffold companies with big turnovers, which in turn increase the risks. Read More

More than one vehicle Fleet Motor Insurance

September 11, 2012 Commercial combines InsuranceFleet Vehicle InsuranceGoldcrest Insurance

When you have more than one vehicle to insurance the cost of insurance becomes expensive, especially if you are insuring each vehicle separately, however by having a fleet motor insurance policy even if you have a mixture of vehicles e.g. cars or vans to trucks or taxis you can save money by insuring them all together, and this applies to businesses as well as families. Read More

Cost Effective Landlords Insurance

September 3, 2012 Goldcrest InsuranceProperty Owners

A lot of Landlords insure their properties on an individual basis. This is not the best way and by doing this you are missing a trick in saving a few £££’s. If you have two or more properties, you should combine them together to form a portfolio. This way you will not only have one renewal date , but you will also have a bigger premium which will then give you much more clout to negotiate a discount. Read More