Category: Flat Insurance

Insuring a block of flats presents unique challenges that are not typically encountered with traditional homeowners’ insurance policies. When multiple units within a building are owned by different individuals or entities, determining coverage for the shared structure and its contents can become complicated. Read More

New information has surfaced showing that landlords are increasingly being left with grimy properties at the end of their tenancies. The report conducted by propertyletbyus.com  a leading online agent, has unveiled that nearly one third of landlords face filthy ovens upon departure, followed by stained carpets and floor coverings (22%). In addition to this, the study which included over 500 landlords has also highlighted how over 60% of landlords are left with heaps of garbage from the tenants in the sheds, garages even the lofts. Read More

Calling all landlords looking to save some pennies on their landlords insurance, we have the policy just for you!

Are you looking for a cheap alternative to the standard policies?   A basic alternative insurance to speed up the exchange/completion or perhaps a policy that just covers the basics, as should any problems arrive you may not be well equipped to resolve the problem internally. Read More

Many brokers and insurers out there prefer to keep things simple, by taking only standard let properties, let to working professionals, and anything that falls outside this criteria it’s an immediate “NO”!  Goldcrest are different, we love all your unique and wonderful presentations.

At Goldcrest we cover a wide spectrum of Let Property insurance, whether it be single lets, blocks of flats, HMO properties, Commercial Let, as well as your tricky non-standard scenarios such as converted hotels, pubs etc. Read More

One of the areas in the property insurance industry that we specialise in is the arrangement of insurance for Block of Flats, more commonly referred to as Block Insurance.

Block insurance is the most efficient and cost effective way to insure a property that’s divided up into flats, whether it be 2 flats or 200 flats, purpose built or conversion, insuring under a block should be the only alternative in ensuring your property is complete covered should disaster strike. Read More

So many Landlords out there are ill advised as to how to make the best savings on landlords insurance. It is quite simple if you own multiple properties, put them together to form a property portfolio and your insurance cost will reduce!

If you are paying a premium of over £800.00 for your individual property insurances, then by putting them together as a portfolio you should be saving around 20-30% on your premium. So if you are paying £3000.00 in premiums you should be saving anywhere between £600 – £900’s per year, which is the equivalent of getting a couple of your properties insured for free!!! Read More

Living in a block of flats is the new chic way of living especially if you are a young single professional however this has not always been the case. Tower blocks were first built at the end of World War II as a quick fix to housing shortages caused by the bombing. They were generally built quickly but with poor designed. Today’s more modern version is called an apartment and are designed better with more character and features. Read More