Do you have a difficult risk to cover that you cannot seem to get insured anywhere. At Goldcrest we love talking to our customers to find out as much as we can about the difficult insurances they have difficulty in placing. For instance home insurance for flood areas, high net car insurance which is cars with the value in excess of £150k, landlords insurance which includes cover for DSS tenants and HMO properties, fleet insurance for haulage vehicles where the tonnage can exceed 32 tonnes to name a few.
We insured a premises today where there was a timber framed outbuilding with a rebuild value of £150k. Many insurers shy away from this as it is timber framed. Insurance for timber framed houses or bungalows is a yes from us in that we can insure it and get you a very competitive rate1 The obvious risk with timber framed houses is the fire aspect. So this is where we can excel as a broker and find you rates that no one else can. We not only find you a premium but at the same time make it an extremely competitive one and one which carries very good wording so you are covered for multiple scenarios in the event of a claim.
Insurance in flood areas is more apparent now with record rainfall over the summer and record rainfall for September. So if you feel you are being unfairly penalized due to postcode then we will have a look at the risk and see what we can do. More often than not we can provide a solution and have a happy customer.
