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Let Property Landlord Insurance

September 16, 2013 Property Owners

With the property market on the rise, now is a great time to jump on the “ladder” or in some cases acquire a new ladder. Becoming a landlord for some people isn’t all plain sailing, once you’re past the conveyancing stage, the mortgage stage, in order to exchange/complete you’re sent on the mission to insure your newly acquired let property. Very little guidance is given when acquiring the right insurance for your fresh asset and for what is now a polluted market, the prospect of searching through countless insurers for the right cover and the right premium can leave any landlord with a pending headache. Read More

Scaffold Truck Insurance

September 12, 2013 Vehicle Insurance

Hats off to you Scaffold Contractors out there, the undervalued trade’s person of the construction industry – and how are you rewarded? With high insurance premiums!

Now of course you as much as anyone will know that the works you carry out are sometimes at dangerous heights with hefty weighted scaffold pole. Therefore your Public Liability and Employers liability is obviously going to come with a considerable premium, however, working at this height has nothing to do with your Truck, and yet you are still made to pay a small fortune to insure it! Read More

Car Fleet Insurance

September 5, 2013 Fleet Vehicle Insurance

Struggling to insure your company’s car fleet? Luckily for you you are on the right website to get a resolution.

Goldcrest insurance offer car fleets from as little as 2 vehicles, whether they are individually insured with no claims bonus, on an existing fleet and you are looking for alternative quotations, and we can even offer fleets for cars without any previous insurance history for new business ventures. Read More

HMO Landlord Fined

September 3, 2013 HMO Property Insurance

An HMO landlord has been fined £40,000 !!!! He has been found guilty of endangering the lives of tenants by letting out an unlicensed HMO consisting of 5 rooms. Not only was this home of multiple occupancy unlicensed it was also in terrible condition. It was an HMO in High Road, Ilford.

Amarjit Sanger 37 and ARJ Investments ltd were prosecuted at Snaresbrook Crown court on the 23rd of July 2013. They pleaded guilty to 75 housing act offences and were fined £39,000. Read More

HMO Insurance Specialists

August 27, 2013 HMO Property Insurance

Many property owners these days look to maximise the income from their property, and one effective way to do this is turning the property into a HMO (Home of multiple occupancy/occupation) – the method is simple, divide the property into rooms to which you let out to tenants, and make facilities such as kitchens and bathrooms communal.

Houses in Multiple Occupations are great for landlords as there is more than one stream of income coming from the property and depending on the property size and regulations the returns can be very fruitful. Read More

HMO Insurance Made Easy

August 19, 2013 HMO Property Insurance

Here’s the usual scenario – you’re a new landlord, you’ve just acquired the first property of your soon to be empire; and to maximise your income you have decided to convert the property into a HMO let. Everything has gone swimmingly; license approved tenants ready and waiting, however there’s one stumbling block – getting the property insured.

Spending hours on the phone to various competitor insurance providers has proved fruitless, and you’re faced with the prospect of having your newly acquired asset being un-insured. Read More

Bed & Breakfast Insurance

August 15, 2013 Commercial Insurance

As Bed and Breakfast owners, whether new or existing, it is imperative that your source of income, in this case, your property, is comprehensively insured. A standard home insurance, or let property insurance policy simply won’t cover you so it’s important to make sure you are receiving expert advice and service from a market leader in the industry when acquiring the relevant insurance.

Though as well as making sure your buildings are fully insured; when sharing your home with paying guests you will want to ensure that your personal effects are fully insured together with those of your guests. Read More

Mini Fleet Insurance – 2 Vehicles or more

August 12, 2013 Fleet Vehicle Insurance

>If you or your business is insuring 2 or more vehicles individually, then you really have to consider switching to a mini fleet insurance policy. Mini Fleet insurance is specifically designed for companies with multiple vehicles predominantly for business use – including cars, vans, small trucks, trailers and forklifts. Though our schemes start from 3 vehicles and above, real premium savings are to be had from fleets 3 vehicles and above. Read More

Let Properties to DSS or Homeless Tenants

August 8, 2013 Flat InsuranceHMO Property InsuranceProperty Owners

Many brokers and insurers out there prefer to keep things simple, by taking only standard let properties, let to working professionals, and anything that falls outside this criteria it’s an immediate “NO”! Goldcrest are different, we love all your unique and wonderful presentations.

At Goldcrest we cover a wide spectrum of Let Property insurance, whether it be single lets, blocks of flats, HMO properties, Commercial Let, as well as your tricky non-standard scenarios such as converted hotels, pubs etc. Read More

Rent Guarantee Insurance

August 5, 2013 Property Owners

Being a landlord you need to make sure all bases are covered, not only making sure your buildings are fully insured, but also making sure that you can guarantee income at the end of every month via your tenants. We know that no matter what checks you do or what letting agent you use, sometimes things go wrong with your tenants, and for one reason or another you don’t get your month dues!

Never fear Landlords and property owners, Goldcrest Insurance have the solution for you, in the form of an insurance policy created to cover that eventuality, called Rent Guarantee Insurance. Read More