Blog

HMO Insurance Specialists

August 27, 2013 HMO Property Insurance

Many property owners these days look to maximise the income from their property, and one effective way to do this is turning the property into a HMO (Home of multiple occupancy/occupation) – the method is simple, divide the property into rooms to which you let out to tenants, and make facilities such as kitchens and bathrooms communal.

Houses in Multiple Occupations are great for landlords as there is more than one stream of income coming from the property and depending on the property size and regulations the returns can be very fruitful. Read More

HMO Insurance Made Easy

August 19, 2013 HMO Property Insurance

Here’s the usual scenario – you’re a new landlord, you’ve just acquired the first property of your soon to be empire; and to maximise your income you have decided to convert the property into a HMO let. Everything has gone swimmingly; license approved tenants ready and waiting, however there’s one stumbling block – getting the property insured.

Spending hours on the phone to various competitor insurance providers has proved fruitless, and you’re faced with the prospect of having your newly acquired asset being un-insured. Read More

Bed & Breakfast Insurance

August 15, 2013 Commercial Insurance

As Bed and Breakfast owners, whether new or existing, it is imperative that your source of income, in this case, your property, is comprehensively insured. A standard home insurance, or let property insurance policy simply won’t cover you so it’s important to make sure you are receiving expert advice and service from a market leader in the industry when acquiring the relevant insurance.

Though as well as making sure your buildings are fully insured; when sharing your home with paying guests you will want to ensure that your personal effects are fully insured together with those of your guests. Read More

Mini Fleet Insurance – 2 Vehicles or more

August 12, 2013 Fleet Vehicle Insurance

>If you or your business is insuring 2 or more vehicles individually, then you really have to consider switching to a mini fleet insurance policy. Mini Fleet insurance is specifically designed for companies with multiple vehicles predominantly for business use – including cars, vans, small trucks, trailers and forklifts. Though our schemes start from 3 vehicles and above, real premium savings are to be had from fleets 3 vehicles and above. Read More

Let Properties to DSS or Homeless Tenants

August 8, 2013 Flat InsuranceHMO Property InsuranceProperty Owners

Many brokers and insurers out there prefer to keep things simple, by taking only standard let properties, let to working professionals, and anything that falls outside this criteria it’s an immediate “NO”! Goldcrest are different, we love all your unique and wonderful presentations.

At Goldcrest we cover a wide spectrum of Let Property insurance, whether it be single lets, blocks of flats, HMO properties, Commercial Let, as well as your tricky non-standard scenarios such as converted hotels, pubs etc. Read More

Rent Guarantee Insurance

August 5, 2013 Property Owners

Being a landlord you need to make sure all bases are covered, not only making sure your buildings are fully insured, but also making sure that you can guarantee income at the end of every month via your tenants. We know that no matter what checks you do or what letting agent you use, sometimes things go wrong with your tenants, and for one reason or another you don’t get your month dues!

Never fear Landlords and property owners, Goldcrest Insurance have the solution for you, in the form of an insurance policy created to cover that eventuality, called Rent Guarantee Insurance. Read More

Spanish Holiday Home Insurance & Spanish Villa Insurance

August 2, 2013 Property Owners

Do you own a property in Spain or Gibraltar? Finding it a nightmare to insure? Lucky for you, you’re in the right place for your nightmare remedy:

Step One: Pick up the telephone and dial +44 20 8440 8427

Step Two: Ask for the Spanish Holiday home insurance / Spanish Home insurance team Read More

Is your Property as Stressed as you are?

July 29, 2013 Property Owners

At Goldcrest we love insuring properties that fall outside the norm’ – whether it be a house that has subsidence issues, flood history, non-standard construction, lodgers or pretty much anything in which proves tricky to get insurance from the “standard” outlets we can get you the cover you require.

A normal call we receive from a client, whose property has suffered one of the above untypical features, is one of huge distress due to the fact that they have been trolling through those dreaded comparison sites, spent hours trying to find an insurance policy with the right cover but it has proven fruitless. Read More

Cyber Insurance

July 25, 2013 Goldcrest Insurance

The internet could be argued to be one of man’s greatest inventions, with the world’s population growing increasingly dependent on it in their daily lives – especially businesses.

The internet has become an invaluable tool for small businesses, for whom start ups can simply rely on email and the internet to run their business – whether it is using a website to show case your products or emailing a client an invoice. Read More

Block Insurance

July 18, 2013 Flat InsuranceGoldcrest Insurance

One of the areas in the property insurance industry that we specialise in is the arrangement of insurance for Block of Flats, more commonly referred to as Block Insurance.

Block insurance is the most efficient and cost effective way to insure a property that’s divided up into flats, whether it be 2 flats or 200 flats, purpose built or conversion, insuring under a block should be the only alternative in ensuring your property is complete covered should disaster strike. Read More