Property to insure

At Goldcrest we have built up over the years a fantastic panel of insurers who help us with obtaining the most competitive rates and best policy wording for all tenant types from homeless to professionals. We are able to quote on any sum insured and any building type . We have 1000’s of landlords on our books who happily renew every year, as they are assured they are being well looked after, not only on the service we provide but also on premiums. Read More

HMO Property Image

Having an HMO (home of multiple occupancy) is becoming a popular trend.  10 years back it was no where near as popular as it is today.  Yes there is an HMO license you need to get from the council and regulations to adhere to like any other landlord, but the bottom line is a lot more favorable than a standard single family professional let.

There is one slipping point sometimes and that can be the insurance. HMO insurance or home of multiple occupancy insurance, is tough to find as a lot of underwriters do not like taking it on, as there is an increased risk of claims by so many individuals living in the home.  Read More

Property to rent to DSS tenants

Many brokers and insurers out there prefer to keep things simple, by taking only standard let properties, let to working professionals, and anything that falls outside this criteria it’s an immediate “NO”!  Goldcrest are different, we love all your unique and wonderful presentations.

At Goldcrest we cover a wide spectrum of Let Property insurance, whether it be single lets, blocks of flats, HMO properties, Commercial Let, as well as your tricky non-standard scenarios such as converted hotels, pubs etc. Read More

Property flooded

At Goldcrest we love insuring properties that fall outside the norm’ – whether it be a house that has subsidence issues, flood history, non-standard construction, lodgers or pretty much anything in which proves tricky to get insurance from the “standard” outlets we can get you the cover you require.

A normal call we receive from a client, whose property has suffered one of the above untypical features, is one of huge distress due to the fact that they have been trolling through those dreaded comparison sites, spent hours trying to find an insurance policy with the right cover but it has proven fruitless. Read More