At Goldcrest we love insuring properties that fall outside the norm’ – whether it be a house that has subsidence issues, flood history, non-standard construction, lodgers or pretty much anything in which proves tricky to get insurance from the “standard” outlets we can get you the cover you require.
A normal call we receive from a client, whose property has suffered one of the above untypical features, is one of huge distress due to the fact that they have been trolling through those dreaded comparison sites, spent hours trying to find an insurance policy with the right cover but it has proven fruitless.
All of this turmoil could have been saved had they approached us sooner. At Goldcrest we have been dealing with nonstandard home insurance for the best part of 40 years, and have markets far and wide to deal with any niggly problems your property may have.
If your property has had subsidence issues or is in an area that is considered a high risk area for subsidence, these are great inquiries for us. The “usual” markets will not provide quotations that will include subsidence cover – this can be extremely stressful for buyers, as most lenders will require subsidence cover on an insurance policy before they finalise terms. We have long standing relationships with insurers who specialise covering subsidence related issues.
For cases such as these all we would require is a structural engineer’s report of your property, along with any supporting document in order to tender the market and obtain relevant insurance quotations.
Along with subsidence we’re a specialist in the non-standard house hold insurance market, and here’s a list of our most loved:
- Properties with Flood issues (flooding history, near river banks, quarries etc)
- Properties of non-standard construction (eg. timber framed)
- Listed Buildings
- Lodgers
- Second/Holiday Homes
- Properties with several/distress claims history
- High net/mid net clientele
These are just some of our specialist insurance areas for household policies which can be hard to source, or more so, hard to source a comprehensive insurance policy.
