The sun is peering from its slumber, and maneuvering through the clouds to bring us this natural delight of warmth and sunshine.
It happens every year but living in England, you can be forgiven for forgetting what the English sunshine actually feels like. Read More
Are you a landlord that lets to local housing allowance tenants and feel you are paying too much on your insurance?
When insuring let properties with DSS or LHA tenants whether it be standard let or HMO let, many providers look to double or increase dramatically the premiums they would offer for professional tenants, and many do not provide cover for this tenant type at all. Read More
What is Fleet insurance Claims experience?
Fleet insurance is the easiest of insurance policies to let stagnate – the reason being that before you can obtain a quotation from alternative brokers you will need to supply a copy of your claims experience.
Claims experience can be notoriously difficult to obtain from your holding broker, as with any business, they tend to hold back before supplying it or supply inadequate copies in attempts to buy themselves’ time before your renewal giving alternative brokers little time to obtain terms. Read More
We can set up portfolio policies for let properties from as little as 2 properties – setting up a property portfolio insurance policy makes life easier for landlords giving them one renewal date, one policy and one insurer.
Not only does a portfolio policy dilute the administration and maintenance of your insurance requirements, it also works out more financially viable as collaborating properties onto one policy qualifies your for bulk discount. Read More
Are you struggling to get buildings and contents insurance for your property? Have you ever received a criminal conviction? Ever been made bankrupt or have County Court Judgements?
Not a problem! We can provide you with quotation for your property unlike most mainstream providers. Read More
Are you currently looking for gym insurance or any health related recreation centre? Finding it tough to get any quotes or have you yet to find a competitive for an alternative quotation?
Luckily for you, you’ve landed on the right website. At Goldcrest we have access to a wealth of insurers actively looking to insure leisure centres and so on. Many of our insurers have developed a specific product with acute underwriting criteria to ensure they are the most competitive quote on the market. Read More
What you need to know about HMO properties:
HMO (known more elaborately as Houses in multiple occupation or houses of multiple occupancy) is a term used in property which refers to residential properties in which “common areas” (such as kitchens and bathrooms) exist and are shared by more than one tenant. Read More
Owning an HMO has become an ever popular trend. Over the past couple of decades this way of letting a property has increased dramatically. HMO landlords or landlords of homes of multiple occupancy have seen this way of renting to be a far more beneficial than just renting out to one family in a house.
Now houses are being converted in multiple rooms which is resulting in multiple tenants occupying each house, hence the name house of multiple occupancy. The landlord now has in place multiple tenancy agreements instead of just one. Read More
A common question or query on a block of flats insurance is, “What is the difference between the declared value and the buildings sum insured?”
Most property insurance policies, whether it is standard let or home insurance, only tend to show a figure for “buildings” – however when insuring a block of flats, underwriters tend to show a Declare Value and a Sum insured. Read More
Are you new to the HMO property industry? Looking for some advice and help getting the most out of your investment?
It’s only natural for HMO landlords now a days to look for the most profitable way to let their property, and lately all arrows point towards converting the property into a Home of Multiple occupancy. Read More
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