Blog

Gyms, Fitness Studios, Health & Leisure Insurance

May 15, 2014 Commercial combines Insurance

Are you currently looking for gym insurance or any health related recreation centre? Finding it tough to get any quotes or have you yet to find a competitive for an alternative quotation?

Luckily for you, you’ve landed on the right website. At Goldcrest we have access to a wealth of insurers actively looking to insure leisure centres and so on. Many of our insurers have developed a specific product with acute underwriting criteria to ensure they are the most competitive quote on the market. Read More

What you need to know about HMO properties

May 12, 2014 HMO Property Insurance

What you need to know about HMO properties:

HMO (known more elaborately as Houses in multiple occupation or houses of multiple occupancy) is a term used in property which refers to residential properties in which “common areas” (such as kitchens and bathrooms) exist and are shared by more than one tenant. Read More

Increase in Landlords HMO Insurance

May 7, 2014 HMO Property Insurance

Owning an HMO has become an ever popular trend. Over the past couple of decades this way of letting a property has increased dramatically. HMO landlords or landlords of homes of multiple occupancy have seen this way of renting to be a far more beneficial than just renting out to one family in a house.

Now houses are being converted in multiple rooms which is resulting in multiple tenants occupying each house, hence the name house of multiple occupancy. The landlord now has in place multiple tenancy agreements instead of just one. Read More

Difference in declared Value & Sum Insured for Blocks of Flats

May 1, 2014 Property Owners

A common question or query on a block of flats insurance is, “What is the difference between the declared value and the buildings sum insured?”

Most property insurance policies, whether it is standard let or home insurance, only tend to show a figure for “buildings” – however when insuring a block of flats, underwriters tend to show a Declare Value and a Sum insured. Read More

HMO Property Information

April 28, 2014 HMO Property Insurance

Are you new to the HMO property industry? Looking for some advice and help getting the most out of your investment?

It’s only natural for HMO landlords now a days to look for the most profitable way to let their property, and lately all arrows point towards converting the property into a Home of Multiple occupancy. Read More

Adult or Sex Shop Insurance

April 21, 2014 Public Liability Insurance

Do you own or run an adult retailer? Are you finding it hard to find the relevant insurance for you? After chatting with several of our clients in this industry, they explained how “frustrating” it was trying to find insurance for their business, as their trade falls slightly out of the “norm”, until they found Goldcrest.

Whether you retail or wholesale Adult goods from a shop or online, we can assist you with the arrangement of your insurances with all the general coverage: Public Liability, Stock, Contents, Business Interruption, etc. – with no fuss. Read More

Case Studies – How we help our clients

April 17, 2014 Goldcrest Insurance

At Goldcrest, we’re not a one trick pony, though we have specialist areas in the insurance field, we’ve been established and going strong for the past 40 odd years, assisting clients in several areas.

But we appreciate, seeing is believing, so what better way to convince you to come on board than giving a few cases studies we’ve carried out in the past week: Read More

Public Liability for New Ventures in High Risk Trades

April 15, 2014 Public Liability Insurance

Breaking away from a large contractor to start up your own business is an admirable risk for those who want to work for themselves. Many tradesmen build up the knowledge and experience of their respective trade and feel it’s time to test themselves by setting up their own ventures.

This commendable feat does not come without its risks; you need to ensure you can obtain an independent work flow; managing your finances; obtain the tools and plant you will need to work and once this is in place, you then need to confirm you can obtain the relevant Public Liability insurance so that you are covered to carry out your works. Read More

Mini Fleet for young drivers

April 10, 2014 Fleet Vehicle Insurance

Young entrepreneurs need to get about and having the use of a company vehicle can be imperative to the success of any new business. One big expenditure young business owner tend to have is the insurance of their company vehicles.

We specialise in the arrangement of insurances for small, medium and large businesses, from 2 vehicle fleets to 200 vehicle fleets. It’s not cheap by any stretch of the imagination, but it doesn’t have to be extortionate – here are a few tips when looking to get a quotation from us. Read More

Does your HMO property need a licence?

April 8, 2014 HMO Property Insurance

So, given that you’re on our website, you’re being very efficient and looking into the insurances for HMO properties – if you’re thinking of buying a HMO or converting your existing property into a HMO, sourcing the insurance is the easy part – as we take all the stress out of that for you, and obtain comprehensive immediate quotations.

Before your insurance, you’ll need to consider if you property requires a HMO licence. You’ll need to contact your council for a licence to rent out your property as a house in multiple occupation (HMO) in England or Wales. Read More