In the wake of the decimation that was storm Desmond the need for scaffolding insurance has become ever more prevalent with claims being reported up and down the country. For example in North Staffordshire a 40metre run of scaffolding came crashing down on top of several parked cars with stupendous force. Read More
High Risk Public liability insurance is designed to cover your business in the event of third party claims being made against you for negligence that has caused persons to suffer injury or illness as a result. Public liability insurance can also provide cover in the event of damage to a third party’s property. If you were ever put into a situation which made your company liable to be sued, having the right insurance can give you the cover you need. Read More
Here we explain more about our Rent Guarantee Insurance and why it has been created. The main reason it was created was to protect landlords against both rent arrears and rent default.
The current economic climate has forced many landlords to put their default rates up and with the unemployment crisis displaying no vast improvement many tenants are struggling with the increased cost of living. Read More
With the number of students in the UK entering into higher education growing dramatically year on year, the demand for off-campus accommodation is exponentially expanding. This means that now more than ever the student market is becoming a lucrative and important one. Firstly student tenants are, on the whole, not as bad as their reputation states and secondly most students will look to rent a property for a minimum of 12 months, meaning there is less stress for you as a landlord finding new tenants. Additionally, it is worth noting that some insurance providers offer discounts if you rent to students. Read More
This year will see over 409,000 students enter the next stage of their lives… university. This is a 3% rise on the previous year, with the number of 18 year old’s attempting degree courses rising by 5%. Therefore as expected the demand for student housing has also risen, meaning that (according to the Mistoria Group) there has never been a better time to invest in quality student property for landlords. Read More
The rate at which rent rises has apparently slowed according to the latest results published in the Home Let Rental Index. According to the index (over the last three months) every region in the UK has been witness to a moderated pace of rent rises, this has slowed and has in fact retracted in some regions. Read More
With the Tenancy Deposit Protection scheme having been introduced in April 2007 to “enable landlords and agents to comply with the law”; new information has come to light demonstrating the benefits of greater communication between landlords and tenants.
The research presented by my|deposits (the company appointed by the government with the task of operating the Tenancy Deposit Protection scheme in ’07) have shown that due to greater communication between landlords and tenants fewer disputes have proceeded to a formal Alternative Dispute Resolution judgment by the scheme, in fact in the last year alone 30.1% of notified disputes did not lead to adjudication. Read More
New information has surfaced showing that landlords are increasingly being left with grimy properties at the end of their tenancies. The report conducted by propertyletbyus.com a leading online agent, has unveiled that nearly one third of landlords face filthy ovens upon departure, followed by stained carpets and floor coverings (22%). In addition to this, the study which included over 500 landlords has also highlighted how over 60% of landlords are left with heaps of garbage from the tenants in the sheds, garages even the lofts. Read More
This is usually the job for a property management company or a committee for the block. Dependent on the size of the block of flats it is crucial to find the right insurer who will cover all of your needs. Insuring a block of flats should be pretty straight forward, but there are a few minefields which certain brokers will leave out. Read More
A landlord in oxford has received fines of £4500 for renting out a House of Multiple Occupation (HMO) that was found to be in a state of disrepair and unlicensed.
After being prosecuted for running the HMO Jeffeth Junior Latchman appeared before the oxford magistrate’s court. Concerns over the living conditions at and the maintenance of the property were raised when one of the tenants contacted the city council which in turn became an official complaint. Read More
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