Buildings insurance for commercial properties with guardians inside as tenants is becoming more and more common.
99 percent of insurers will say no to insuring commercial properties with guardians inside but not us. We have a specialist scheme so the premises will be fully covered with all the standard perils. Read More
When buying an home of multiple occupancy or HMO property for the first time there are plenty of checks to make to protect yourself from council fines.
Firstly have you checked whether or not your property falls under the HMO umbrella. The easy way to do this, is to contact your local council and find out whether or not your property will clarify as an HMO and will therefore need an HMO licence. Read More
Insuring HMO properties should not be an issue if you come to a broker with a wealth of experience like Goldcrest.
Whats different about us is that we have been arrange insurance for HMO’s for years now. This means we do not waste clients time by pretending we know about their risk, but ask specific detailed questions so we can extract the right details from the off to enable us to give you the best possible quote on the market. Read More
At Goldcrest we have specialised in this sector for over 20 years now and have a wealth of experience when it comes to insurance for building contractors.
We deal from contractors with a turnover of £100k up to the larger contractors with a £20 million plus turnover. Read More
In the wake of the decimation that was storm Desmond the need for scaffolding insurance has become ever more prevalent with claims being reported up and down the country. For example in North Staffordshire a 40metre run of scaffolding came crashing down on top of several parked cars with stupendous force. Read More
High Risk Public liability insurance is designed to cover your business in the event of third party claims being made against you for negligence that has caused persons to suffer injury or illness as a result. Public liability insurance can also provide cover in the event of damage to a third party’s property. If you were ever put into a situation which made your company liable to be sued, having the right insurance can give you the cover you need. Read More
Here we explain more about our Rent Guarantee Insurance and why it has been created. The main reason it was created was to protect landlords against both rent arrears and rent default.
The current economic climate has forced many landlords to put their default rates up and with the unemployment crisis displaying no vast improvement many tenants are struggling with the increased cost of living. Read More
With the number of students in the UK entering into higher education growing dramatically year on year, the demand for off-campus accommodation is exponentially expanding. This means that now more than ever the student market is becoming a lucrative and important one. Firstly student tenants are, on the whole, not as bad as their reputation states and secondly most students will look to rent a property for a minimum of 12 months, meaning there is less stress for you as a landlord finding new tenants. Additionally, it is worth noting that some insurance providers offer discounts if you rent to students. Read More
This year will see over 409,000 students enter the next stage of their lives… university. This is a 3% rise on the previous year, with the number of 18 year old’s attempting degree courses rising by 5%. Therefore as expected the demand for student housing has also risen, meaning that (according to the Mistoria Group) there has never been a better time to invest in quality student property for landlords. Read More
The rate at which rent rises has apparently slowed according to the latest results published in the Home Let Rental Index. According to the index (over the last three months) every region in the UK has been witness to a moderated pace of rent rises, this has slowed and has in fact retracted in some regions. Read More
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