Buildings insurance for commercial properties with guardians inside as tenants is becoming more and more common.
99 percent of insurers will say no to insuring commercial properties with guardians inside but not us. We have a specialist scheme so the premises will be fully covered with all the standard perils.
Buildings Insurance for properties with guardians inside is seen as a risk by insurers due to the fact that there are multiple tenants inside and they can be short or long term tenant types.
Commercial building insurance standard covers:
- Building insurance
- Contents insurance
- Accidental damage and malicious damage
- Terrorism cover
- Legal expense
- Loss of rent ( 20 percent of the building sum insured).
- Public and employers liability
- Subsidence and flood cover subject to area.
The scheme we place commercial guardian tenants under works especially well for commercial property owners who have portfolios of other commercial property. The scheme gives good discounts the more properties you have to insure.
We not only cater for this side but also take on many large residential properties that have guardians looking after it. Again many insurers say no, but we can confidently place this risk for you as this is one of the many areas of insurance that we work with so it gives us an advantage over our competitors as we are then able to get the best and right deals for each individual case.
So insuring a property with guardians inside is not a problem when you deal with Goldcrest Insurance. Just speak to one of our advisors and we shall get you the right cover through our insurer.
