Do you have all your insurances with the one company? If not it pays to have combined insurance if you want to save money by cutting down your annual premiums. Not only will having combined insurance save you money it makes life a lot easier when it comes to renewing your policies. Even if you can’t combine all you insurance policies having them with the one company will be much more beneficial for you as the insurance company can see your history and any claims made or not made. Read More
We all love convenient food!
Going to see your supported team on match day, feeling a bit peckish and popping to the burger van outside the turnstiles for a quick bite before or even after the game is total convenience.
OR how about when you attend a festival, music, fireworks, or evening sporting, there is a monopoly board of selection for all the different catering outlets for, again, our stomach’s leisure and convenience. Read More
Cant get insured anywhere for an HMO (Homes in Multiple Occupation) property! Everyone driving you mad refusing to insure your new investment! Why is it so difficult you ask? Well the risk is certainly there with a house that has been transformed to home multiple occupants. Well put it this way, some tenants are ideal i.e. professional tenant, and some tenants not so ideal that come with a greater risk tag i.e. students and then there is dss tenants who again with a lot of insurers refuse to insure. Read More
“Yes!” – is the answer we usually give when asked “can you insure my let properties” or “can you insure my property portfolio”. There are usually a few ifs and buts after the question, but the answer never changes. We are your “Yes” men (and women!) when it comes to insuring property portfolios.
As an active insurance broker within this market, we insure a wide range of landlords’ property portfolios, with all types of tenants (professional/working, DSS/on benefits, students etc.). Read More
Is your business considering a Fleet insurance solution?
Insuring your company’s vehicles on a fleet basis is the most economical way available to ensure your business’ vehicles are road legal.
Our customers say that the biggest plus in having a fleet is having one renewal date for all vehicles rather than having policies scattered everywhere at different times, and that included with the one point of contact. Whilst it is not in our nature to disagree with our clientele, however we would have to argue that we find the biggest positive in “going fleet” is the noticeable reduction in insurance costs. Read More
If you run a company whose sole income operates on the intake and distribution of large quantities of stock or goods then you can be forgiven for not being extra vigilant when acquiring the correct insurance policy to safeguard the smooth the day to day running of your firm.
But then again you can be excused for being a bit oblivious of what really needs to be covered, or what policy you require if you’re just starting out. Read More
So many Landlords out there are ill advised as to how to make the best savings on landlords insurance. It is quite simple if you own multiple properties, put them together to form a property portfolio and your insurance cost will reduce!
If you are paying a premium of over £800.00 for your individual property insurances, then by putting them together as a portfolio you should be saving around 20-30% on your premium. So if you are paying £3000.00 in premiums you should be saving anywhere between £600 – £900’s per year, which is the equivalent of getting a couple of your properties insured for free!!! Read More
There are so many underused insurance schemes available for those who are business owners or self-employed. One of these insurance products which could make lives a whole lot easier, to those who it’s applicable to, has become known as the anti-stress solution, but to everybody else, it is known as Mini Fleet Insurance. Read More
Some pleasures in life are just not practical:
I was chatting to a newly acquired client last week on life’s few pleasures and how his wife keeps telling him, in jest, that his enjoyment just isn’t practical! Read More
When you own property you need building insurance for landlords, its a way to ensure you are fully protected against all types of possible problems that can occur to your property. Landlord building insurance is one of the essential insurance covers that you want to make sure you are correctly covered for.
Landlord building insurance is an essential cover if you are thinking of renting your property or you are already renting it out. This insurance cover will protect you against any structural issues, including storm, fire and flood damage. It will also protect you against malicious damage or accidental damage from your tenants or even your tenant’s guests and any theft. Read More
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