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Insurance for a Converted HMO Property

February 20, 2013 HMO Property Insurance

It is all the more common now for property owners and landlords alike to convert and let their property as a HMO. Depending on which governing body or authority you associate with, HMO stands for Houses in Multiple Occupation or Houses of Multiple Occupancy – the terminology given to properties which are occupied by three or more people who do not live as a single household (such as people in a family relationship) and where they share one or more basic amenities, such as a bathroom, toilet, or cooking facilities. Read More

Truck Insurance and Lorry Insurance

February 18, 2013 Goldcrest InsuranceVehicle Insurance

Truck insurance should be as simple and easy as insuring a normal box standard panel van, and making insurance this easy requires a specialist insurance broker, and lucky for you, you’re on the right website.

Whether your business is involved in haulage, retail, or you happen to be a courier we can accommodate any profession. From HGV Insurance and LGV Insurance to Tipper Insurance and Flatbed Lorry Insurance, no matter what trucks you operate, Goldcrest Insurance can tailor a truck insurance policy to fully cater to your insurance requirements. Read More

Insuring Your Lamborghini

February 13, 2013 Goldcrest InsuranceHigh Risk Liability Insurance

Anyone that has one of those pink cards in their wallet dreams of one day “taking the bull by the horns” or in a literal sense taking the Lamborghini by the wheel.

Those enviable Italians not only make delicious food but they also make one hell of a car. The Lamborghini itself is arguably the most exceptional export from the boot shaped nation. It is a delight on the eye, and if you were not a car lover prior to looking at a Lamborghini then getting a glimpse of a Lamborghini Temerario is possibly the ultimate convert. Read More

Scaffolding – Risky Business!

February 11, 2013 Goldcrest InsuranceHigh Risk Liability Insurance

Logic : What is the higher risk – Insurance for a Painter Decorator or Insurance for a Scaffolder?

Painter decorator 90% of the time will be indoors with his main weapon of destruction being a paintbrush. Yes deadly indeed! But I suppose there is a small element of risk, if health and safety is not followed to a T. A ladder which is not properly erected could cause injury to an employee, or there is the case where the decorator could cause a spillage onto some prestige wooden flooring. Read More

Its all about Combining your Insurances

February 7, 2013 Goldcrest Insurance

Running a company that deals purely on the sale, maintenance or modification of cars and vans can be a messy business when it comes to insurance. When it comes to insuring your company’s day to day operation, your insurance premium is dictated by the rest of the motor insurance market, and with a current climate of fraudulent claims, you can be forgiven for dreading your annual renewal date. Read More

Catering Fleet Insurance Experts

February 4, 2013 Commercial Insurance

We’re all foodies at Goldcrest. That’s not to say that we over indulge on food, though we are partial to a roast dinner and all the trimmings, but we are foodies because we like to over indulge on catering vans.

“Vans are not edible?” I hear you say, of course they’re not! We do not consume these catering vans, we like to insure them, and we’re very good at it too! Read More

Combining your Insurance with one Company

January 31, 2013 Goldcrest Insurance

Do you have all your insurances with the one company? If not it pays to have combined insurance if you want to save money by cutting down your annual premiums. Not only will having combined insurance save you money it makes life a lot easier when it comes to renewing your policies. Even if you can’t combine all you insurance policies having them with the one company will be much more beneficial for you as the insurance company can see your history and any claims made or not made. Read More

Catering Van & Catering Trailer Insurance

January 30, 2013 Commercial Insurance

We all love convenient food!

Going to see your supported team on match day, feeling a bit peckish and popping to the burger van outside the turnstiles for a quick bite before or even after the game is total convenience.

OR how about when you attend a festival, music, fireworks, or evening sporting, there is a monopoly board of selection for all the different catering outlets for, again, our stomach’s leisure and convenience. Read More

HMO Property Insurance Difficulties

January 28, 2013 Goldcrest Insurance

Cant get insured anywhere for an HMO (Homes in Multiple Occupation) property! Everyone driving you mad refusing to insure your new investment! Why is it so difficult you ask? Well the risk is certainly there with a house that has been transformed to home multiple occupants. Well put it this way, some tenants are ideal i.e. professional tenant, and some tenants not so ideal that come with a greater risk tag i.e. students and then there is dss tenants who again with a lot of insurers refuse to insure. Read More

Can you Insure my Property Portfolio!

January 23, 2013 Goldcrest InsuranceProperty Owners

“Yes!” – is the answer we usually give when asked “can you insure my let properties” or “can you insure my property portfolio”. There are usually a few ifs and buts after the question, but the answer never changes. We are your “Yes” men (and women!) when it comes to insuring property portfolios.

As an active insurance broker within this market, we insure a wide range of landlords’ property portfolios, with all types of tenants (professional/working, DSS/on benefits, students etc.). Read More