Blog

Scaffolding – Risky Business!

February 11, 2013 Goldcrest InsuranceHigh Risk Liability Insurance

Logic : What is the higher risk – Insurance for a Painter Decorator or Insurance for a Scaffolder?

Painter decorator 90% of the time will be indoors with his main weapon of destruction being a paintbrush. Yes deadly indeed! But I suppose there is a small element of risk, if health and safety is not followed to a T. A ladder which is not properly erected could cause injury to an employee, or there is the case where the decorator could cause a spillage onto some prestige wooden flooring. Read More

Its all about Combining your Insurances

February 7, 2013 Goldcrest Insurance

Running a company that deals purely on the sale, maintenance or modification of cars and vans can be a messy business when it comes to insurance. When it comes to insuring your company’s day to day operation, your insurance premium is dictated by the rest of the motor insurance market, and with a current climate of fraudulent claims, you can be forgiven for dreading your annual renewal date. Read More

Catering Fleet Insurance Experts

February 4, 2013 Commercial Insurance

We’re all foodies at Goldcrest. That’s not to say that we over indulge on food, though we are partial to a roast dinner and all the trimmings, but we are foodies because we like to over indulge on catering vans.

“Vans are not edible?” I hear you say, of course they’re not! We do not consume these catering vans, we like to insure them, and we’re very good at it too! Read More

Combining your Insurance with one Company

January 31, 2013 Goldcrest Insurance

Do you have all your insurances with the one company? If not it pays to have combined insurance if you want to save money by cutting down your annual premiums. Not only will having combined insurance save you money it makes life a lot easier when it comes to renewing your policies. Even if you can’t combine all you insurance policies having them with the one company will be much more beneficial for you as the insurance company can see your history and any claims made or not made. Read More

Catering Van & Catering Trailer Insurance

January 30, 2013 Commercial Insurance

We all love convenient food!

Going to see your supported team on match day, feeling a bit peckish and popping to the burger van outside the turnstiles for a quick bite before or even after the game is total convenience.

OR how about when you attend a festival, music, fireworks, or evening sporting, there is a monopoly board of selection for all the different catering outlets for, again, our stomach’s leisure and convenience. Read More

HMO Property Insurance Difficulties

January 28, 2013 Goldcrest Insurance

Cant get insured anywhere for an HMO (Homes in Multiple Occupation) property! Everyone driving you mad refusing to insure your new investment! Why is it so difficult you ask? Well the risk is certainly there with a house that has been transformed to home multiple occupants. Well put it this way, some tenants are ideal i.e. professional tenant, and some tenants not so ideal that come with a greater risk tag i.e. students and then there is dss tenants who again with a lot of insurers refuse to insure. Read More

Can you Insure my Property Portfolio!

January 23, 2013 Goldcrest InsuranceProperty Owners

“Yes!” – is the answer we usually give when asked “can you insure my let properties” or “can you insure my property portfolio”. There are usually a few ifs and buts after the question, but the answer never changes. We are your “Yes” men (and women!) when it comes to insuring property portfolios.

As an active insurance broker within this market, we insure a wide range of landlords’ property portfolios, with all types of tenants (professional/working, DSS/on benefits, students etc.). Read More

Fleet Insurance Solutions

January 21, 2013 Fleet Vehicle Insurance

Is your business considering a Fleet insurance solution?

Insuring your company’s vehicles on a fleet basis is the most economical way available to ensure your business’ vehicles are road legal.

Our customers say that the biggest plus in having a fleet is having one renewal date for all vehicles rather than having policies scattered everywhere at different times, and that included with the one point of contact. Whilst it is not in our nature to disagree with our clientele, however we would have to argue that we find the biggest positive in “going fleet” is the noticeable reduction in insurance costs. Read More

Why You Need Commercial Combined Insurance

January 17, 2013 Commercial combines InsuranceGoldcrest Insurance

If you run a company whose sole income operates on the intake and distribution of large quantities of stock or goods then you can be forgiven for not being extra vigilant when acquiring the correct insurance policy to safeguard the smooth the day to day running of your firm.

But then again you can be excused for being a bit oblivious of what really needs to be covered, or what policy you require if you’re just starting out. Read More

How to Save Money with Landlord Insurance

January 14, 2013 Flat Insurance

So many Landlords out there are ill advised as to how to make the best savings on landlords insurance. It is quite simple if you own multiple properties, put them together to form a property portfolio and your insurance cost will reduce!

If you are paying a premium of over £800.00 for your individual property insurances, then by putting them together as a portfolio you should be saving around 20-30% on your premium. So if you are paying £3000.00 in premiums you should be saving anywhere between £600 – £900’s per year, which is the equivalent of getting a couple of your properties insured for free!!! Read More