Category: Property Owners

Many brokers and insurers out there prefer to keep things simple, by taking only standard let properties, let to working professionals, and anything that falls outside this criteria it’s an immediate “NO”!  Goldcrest are different, we love all your unique and wonderful presentations.

At Goldcrest we cover a wide spectrum of Let Property insurance, whether it be single lets, blocks of flats, HMO properties, Commercial Let, as well as your tricky non-standard scenarios such as converted hotels, pubs etc. Read More

Being a landlord you need to make sure all bases are covered, not only making sure your buildings are fully insured, but also making sure that you can guarantee income at the end of every month via your tenants.  We know that no matter what checks you do or what letting agent you use, sometimes things go wrong with your tenants, and for one reason or another you don’t get your month dues!

Never fear Landlords and property owners, Goldcrest Insurance have the solution for you, in the form of an insurance policy created to cover that eventuality, called Rent Guarantee Insurance. Read More

Do you own a property in Spain or Gibraltar?   Finding it a nightmare to insure?   Lucky for you, you’re in the right place for your nightmare remedy:

Step One: Pick up the telephone and dial +44 20 8440 8427

Step Two: Ask for the Spanish Holiday home insurance / Spanish Home insurance team Read More

At Goldcrest we love insuring properties that fall outside the norm’ – whether it be a house that has subsidence issues, flood history, non-standard construction, lodgers or pretty much anything in which proves tricky to get insurance from the “standard” outlets we can get you the cover you require.

A normal call we receive from a client, whose property has suffered one of the above untypical features, is one of huge distress due to the fact that they have been trolling through those dreaded comparison sites, spent hours trying to find an insurance policy with the right cover but it has proven fruitless. Read More

At Goldcrest Insurance we have what we believe and many others who insure with us, access to the best rates and most comprehensive covers in the market.

When it comes to landlords insurance for a single property, we can provide cover for buildings insurance and contents insurance.  We can also cover the public liability aspect to keep the landlord protected and also the employers liability aspect which is used a lot when we cover insurance for a block of flats. Read More

Goldcrest Insurance have been insuring property portfolios for almost 4 decades now and our portfolio of landlords is becoming ever more impressive. This is great news for our clients as this means cheap landlords insurance!!!!  It works like this …. The more landlords and properties we have on our books, the more premium we place with insurers which in turn means more haggling power. Read More

1. What is a property portfolio
2. What are the benefits of having property portfolio insurance instead of insuring them on an individual basis?
3. Can you get insured for commercial premises, on a residential portfolio?
4. If one of your properties has suffered from subsidence can this still be included as part of the portfolio.
5. Will a bad claims history affect my portfolio?

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“Yes!” – is the answer we usually give when asked “can you insure my let properties” or “can you insure my property portfolio”.   There are usually a few ifs and buts after the question, but the answer never changes.  We are your “Yes” men (and women!) when it comes to insuring property portfolios.

As an active insurance broker within this market, we insure a wide range of landlords’ property portfolios, with all types of tenants (professional/working, DSS/on benefits, students etc.). Read More

So you are thinking of becoming a landlord? Great!  Today unfortunately it is not quite as easy as putting an advertisement in the paper, finding tenants, then all done you start collecting the rent. Today there are a lot more legal issues involved, landlord insurance to pay and safety regulation guidelines that all need to be looked in to.

So why let out your property?
There are lots of different reasons for people to rent out a property. Sometimes people are traveling overseas so they rent out there home to give them income while abroad or sometimes properties are brought as real estate can be a good investment, another way to save towards retirement, as a higher earning savings scheme if brought right or as another stream of income. Read More

A lot of Landlords insure their properties on an individual basis. This is not the best way and by doing this you are missing a trick in saving a few £££’s. If you have two or more properties, you should combine them together to form a portfolio. This way you will not only have one renewal date , but you will also have a bigger premium which will then give you much more clout to negotiate a discount. Read More