Category: Property Owners

We can set up portfolio policies for let properties from as little as 2 properties – setting up a property portfolio insurance policy makes life easier for landlords giving them one renewal date, one policy and one insurer.

Not only does a portfolio policy dilute the administration and maintenance of your insurance requirements, it also works out more financially viable as collaborating properties onto one policy qualifies your for bulk discount. Read More

A common question or query on a block of flats insurance is, “What is the difference between the declared value and the buildings sum insured?”

Most property insurance policies, whether it is standard let or home insurance, only tend to show a figure for “buildings” – however when insuring a block of flats, underwriters tend to show a Declare Value and a Sum insured. Read More

Ministers’ plan to ensure flood insurance is widely available, will not extend to private rented accommodation, leaving landlords and tenants in flood-affected areas vulnerable to massive financial burdens, one of the country’s leading landlord organisations is warning.

Just days after much of the east coast of England faced some of the most serious flooding in over half a century, the residential landlords association (RLA) is seeking urgent clarification from the government over its flood insurance proposals currently going through parliament. Read More

There are plenty of things you can do to help reduce your home insurance premiums. Insurance companies don’t like having to pay out on claims so the more things you can do to make that unlikely the better they will like you and offer you discounted rates on your insurance policies.

Here at Goldcrest Insurance, we are passionate about helping you get the best deal and so by making a few changes you can really have an impact on your premiums. Most of our suggestions aren’t that expensive and can help in other ways too. Read More

As well as providing market leading rates and the most comprehensive cover available to our customers, we also have access to no frills policies, for those landlords who are more economy minded or price conscious. Alternatively you may have owned your property for several years, there have been no problems in the past; you manage the property yourself, and you are simply looking for basic straight forward protection – we have the product for you. Read More

At Goldcrest we have built up over the years a fantastic panel of insurers who help us with obtaining the most competitive rates and best policy wording for all tenant types from homeless to professionals. We are able to quote on any sum insured and any building type . We have 1000’s of landlords on our books who happily renew every year, as they are assured they are being well looked after, not only on the service we provide but also on premiums. Read More

Having an HMO is becoming a popular trend. 10 years back it was nowhere near as popular as it is today. Yes there is an HMO license you need to get form the council and regulations to adhere to like any other landlord, but the bottom line is a lot more favorable than a standard single family professional let.

There is one slipping point sometimes and that can be the insurance. HMO insurance or home of multiple occupancy insurance, is tough to find as a lot of underwriters do not like taking it on, as there is an increased risk of claim by so many individuals living in the home. Read More

Trust Goldcrest with your residential let property and your commercial let property insurances.

Being in the insurance industry for over 50 years, we have built up some very useful long standing relationships in the let property insurance industry, which gives us a very competitive edge when it comes to gaining the best rates with the most comprehensive coverage; whether it be a single property or 100 million pound plus portfolio’s we use the same nous and experience for all our let property clientele. Read More

Calling all landlords looking to save some pennies on their landlords insurance, we have the policy just for you!

Are you looking for a cheap alternative to the standard policies?   A basic alternative insurance to speed up the exchange/completion or perhaps a policy that just covers the basics, as should any problems arrive you may not be well equipped to resolve the problem internally. Read More

With the property market on the rise, now is a great time to jump on the “ladder” or in some cases acquire a new ladder. Becoming a landlord for some people isn’t all plain sailing, once you’re past the conveyancing stage, the mortgage stage, in order to exchange/complete you’re sent on the mission to insure your newly acquired let property.  Very little guidance is given when acquiring the right insurance for your fresh asset and for what is now a polluted market, the prospect of searching through countless insurers for the right cover and the right premium can leave any landlord with a pending headache. Read More