Category: Property Owners

Property Portfolio Insurance for a Block of Flats

We have taken on 3 property portfolios this week and all have varied in size and shape!

The first property portfolio insurance we set up was for a large property company which had just purchased a huge portfolio of properties from another company. Read More

Contents and Building Insurance is vital – Worst case scenario – what if you lost everything in your home due to unforeseen circumstances? Replacing every item would cost a fortune as well as being time consuming. When insuring your home have the worst case scenario in mind so that you know you are always well protected. Read More

Here we explain more about our Rent Guarantee Insurance and why it has been created.  The main reason it was created was to protect landlords against both rent arrears and rent default.

The current economic climate has forced many landlords to put their default rates up and with the unemployment crisis displaying no vast improvement many tenants are struggling with the increased cost of living. Read More

With the Tenancy Deposit Protection scheme having been introduced in April 2007 to “enable landlords and agents to comply with the law”; new information has come to light demonstrating the benefits of greater communication between landlords and tenants.

The research presented by my|deposits (the company appointed by the government with the task of operating the Tenancy Deposit Protection scheme in ’07) have shown that due to greater communication between landlords and tenants fewer disputes have proceeded to a formal Alternative Dispute Resolution judgment by the scheme, in fact in the last year alone 30.1% of notified disputes did not lead to adjudication. Read More

This is usually the job for a property management company or a committee for the block. Dependent on the size of the block of flats it is crucial to find the right insurer who will cover all of your needs. Insuring a block of flats should be pretty straight forward, but there are a few minefields which certain brokers will leave out. Read More

Finding affordable insurance for your let property that has had historic subsidence issues can be quite an ordeal – the tending process can be lengthy if you do not approach the right markets initially but even more so if you do not know the who, what and where the “right” markets are. Read More

There can be several reasons you may need to insure your property whilst unoccupied; it could be undergoing sale; going through probate; undergoing works or evening undergoing purchase – these reasons can leave you red in the face when searching for insurance quotations as insuring vacant properties can be extremely costly! Read More

Getting into the property market can be a very prudent opportunity for monthly income, with many people now using this as an alternative income stream, pension fund, or simply a new career choice.

Property of course doesn’t come cheap as a new venture, with large deposits required in many cases – so the next best alternative is obtaining rent to rent properties, also known as subletting. Read More

Goldcrest have been working with property management companies for over 30 years across the UK.  If you are not currently with an insurance brokerage or would like to change who you deal with read below the benefits of working with Goldcrest.

The value of working with Goldcrest

Such is our involvement in property insurance we can place literally every risk possible with one of our underwriters – Read More

Landlords insurance for a property portfolio is a simple easy effective way to manage your properties.

The usual problem is that landlords do not usually buy all of their properties at the same time. So what usually happens is they end up insuring their properties at different times of the year. More often than not a landlord will then start to insure with lots of different companies for their portfolio insurance. Read More