We had another case this week of what is becoming more and more common in the contractors insurance market
I had a builder call me who wanted a quote for his liability policy ….. i asked him what works he carried and and he responded with, lofts,extensions and general refurbs.
I said, great, we can help you here, how much are you paying at the moment and what are you presently covered for. Read More
With an Insurance Policy, available for pretty much everything in life, how do you know the policies you absolutely should have and the ones that are nice to have rather than must have? Let’s look at the different areas of your life to find out a bit more: Read More
Contents and Building Insurance is vital – Worst case scenario – what if you lost everything in your home due to unforeseen circumstances? Replacing every item would cost a fortune as well as being time consuming. When insuring your home have the worst case scenario in mind so that you know you are always well protected. Read More
Has your home suffered flood damage or is your home in an area which has been flooded?
If it is, finding insurance for a house that has sided flood damage is extremely difficult to source.
A lot of homeowners in the country are having sleepless nights as they can’t get insurance for their homes as they are on flood risk areas and have been badly hit by increasing premiums over the last few years. Read More
HMO properties for sale are becoming more and more apparent as the canny investor realises the returns which can be made. An HMO property for sale will usually mean the house is already being run as a home of multiple occupation and therefore ready for a new landlord to takeover with the existing tenants inside. Read More
Mini Fleet Insurance is a product that Goldcrest have been specialists in for over 30 years. This is why we can start your policy when you have between 2-25 vehicles to insure. Starting this policy from only 2 vehicles is not something everyone can do, but with the access we have to market leading rates it gives us better option to pass on to you, our customers. Read More
Do you have an unoccupied commercial property that you are thinking of putting guardians in?
If so this is a great idea if your property will be unoccupied for a long period of time. It will protect it against squatters, arson attacks, or water damage that may go unnoticed for months at a time. The benefits of having an unoccupied property with guardians inside means all of these risks about leaving a property to its own devices are gone. Read More
Buildings insurance for commercial properties with guardians inside as tenants is becoming more and more common.
99 percent of insurers will say no to insuring commercial properties with guardians inside but not us. We have a specialist scheme so the premises will be fully covered with all the standard perils. Read More
When buying an home of multiple occupancy or HMO property for the first time there are plenty of checks to make to protect yourself from council fines.
Firstly have you checked whether or not your property falls under the HMO umbrella. The easy way to do this, is to contact your local council and find out whether or not your property will clarify as an HMO and will therefore need an HMO licence. Read More
Insuring HMO properties should not be an issue if you come to a broker with a wealth of experience like Goldcrest.
Whats different about us is that we have been arrange insurance for HMO’s for years now. This means we do not waste clients time by pretending we know about their risk, but ask specific detailed questions so we can extract the right details from the off to enable us to give you the best possible quote on the market. Read More
All our Quotes are tailor made to get you the best cover
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