Individually Insuring Items of Value

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Most people will have contents insurance, whether it is included as part of a building and contents policy or standalone. Many of them, however, have not considered whether the coverage provided is sufficient to replace all their home contents nor are they aware of any exclusions for certain items. If you own specific items of value, they may not be covered under a standard home contents insurance policy, or the total insurance coverage may not be enough to replace these items on top of the rest of your contents. Read More

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So why use a Broker and not go direct or through a comparison site?
Use a broker like Goldcrest Insurance who have been dealing with High Net Worth Insurance clients for 40 years and you have access to the whole high net worth market. Not only this but we know each insurers product inside out and their requirements which in turn is relayed to the clients and keeps them safe. Not only this but Goldcrest Insurance also negotiate premium on their client’s behalf ensuring they are getting the best rate possible. Read More

What Type of Personal Insurances should I have?

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With an Insurance Policy, available for pretty much everything in life, how do you know the policies you absolutely should have and the ones that are nice to have rather than must have? Let’s look at the different areas of your life to find out a bit more: Read More

Why you need Life Insurance

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One of the things we all crave in life is financial security, not just for ourselves but also for our loved ones. Many people work hard to bring in a decent wage in order to provide their families with as much financial security as possible.

As the main wage earner in your family, you may be confident that you can provide your loved ones with the stability that they need when it comes to money. However, you have to consider what would happen if you were no longer around to bring in that all-important income. Read More

The Importance of Income Protection Insurance

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While some people may love their jobs and find them rewarding in many ways, the main reason we all go to work is to earn money. Our income is something that most of us rely on to pay everything from the rent or mortgage to bills, food, debts, and other financial commitments.

This is why the thought of being without a job and income is so daunting for most people, as without this vital income it becomes impossible to keep on top of essential day to day costs. Even if you have some money in savings, it won’t last forever and by draining your savings you leave yourself open to huge financial problems in the future. Read More