Blog

Non-negligent Liability Insurance

October 21, 2014 Commercial Insurance

Many clients are today asking for non-negligent-Liability Insurance or JCT Clause 21.2.1. and similar insurance.

So what does non-negligent Liability insurance cover?

OK, lets put it into prospective with a large build like a block of flats. Before this build took place there would have be groundwork’s taking place as part of a building contract. The main builder would have in place a contractors insurance to cover all the works either undertaken by their employee or by a sub-contractor. Read More

HMO Property Buildings Insurance

October 14, 2014 HMO Property Insurance

HMO properties are becoming extremely popular in modern times given the opportunity to increase the monthly income from one property – however this prudence is not well received by many main stream insurers, therefore the arrangement of insurance for these types of properties can be costly and time consuming.

When acquiring Buildings insurance for your HMO property it’s key to go to use a provider that is well rehearsed in the arrangement of such non-standard property set ups – luckily the team at Goldcrest have been setting up insurance for properties that fall outside the “norm” for the best part of a decade. Read More

Contractors High Risk Liability Insurance

October 9, 2014 High Risk Liability Insurance

Goldcrest Insurance have been specialising in High risk public liability insurance for over 35 years now and have a wealth of experience in this field.

It is especially important when you are dealing in high risk public liability insurance to deal with a company like ours who knows what needs to be covered as this type of insurance is vital to get right as you do not want to under insure yourself for any high risk job. Read More

Roofers Public Liability Insurance

October 6, 2014 Public Liability Insurance

Being a tradesman or woman it is vital to have the relevant public liability in place before carrying out any works as any third party damage you incur whether to a member of the public or property damage will leave you liable – it goes without saying that it should be your first port of call when setting up your own business or going self-employed.

Unfortunately, starting out as a roofing contractor, obtaining quotations for public liability isn’t as easy as other trades, due to the work at height and exposure to potential losses. Read More

Insurance for public house

September 29, 2014 Pub Insurance

If you’re looking for cover for your Public house, we have an array of policies available that provide the ideal cover for a number of licensed trades such as Public Houses, Wine Bars, Members’ Clubs, Political Clubs, Snooker & Pool Halls, Social Clubs, Sports Clubs and Working Men’s Clubs, offering tailored policies to meet your requirements – cover can be extended to include key optional extensions including Children’s Outdoor Play Areas, Outside Catering extension and Legal Expenses. Read More

Warehouse Insurance Quotations

September 24, 2014 Commercial Insurance

If you operate from a warehouse there is a good chance that you are going to require insurance to cover all the stock and contents kept within your premises.

Being a retailer or a wholesaler your income is totally dependent on ensuring that those goods in your possession be kept as safe as possible, as any loss results in loss of income – so how do you ensure the safety of your goods? By having the correct and comprehensive insurance in place, of course! Read More

JCT 21.2.1 Insurance

September 16, 2014 High Risk Liability Insurance

On a standard build ie an extension or a loft conversion a professional builder will have in place what is called a contractors all risk policy. This covers the contractor for the period that the works will go on for, the cost of the contract and any plant that might be needed whether it is hired in plant or own plant. In addition to this there will also be a public and employers liability policy in place. Read More

Commercial Property Insurance with Fire Hazards

September 2, 2014 Commercial Insurance

There are many landlords who own Commercial property who come to us either as they have been recommended due to the services we offer or because they have had difficulty trying to find commercial property insurance for their properties.

Building insurance for an Indian Restaurant is always tough to get when tendering the standard mainstream markets likewise building insurance for a fish and chip shop. Read More

Commercial Property Owners Insurance Brokers

August 26, 2014 Commercial Insurance

Are you looking for a specialist commercial property insurance broker?

Do you get that feeling every year when your commercial property insurance falls due for renewal that you’re paying over the top or that your premiums are dramatically increasing year on year? Read More

Property Management Companies working with Insurance Brokers

August 18, 2014 Property Owners

Goldcrest have been working with property management companies for over 30 years across the UK. If you are not currently with an insurance brokerage or would like to change who you deal with read below the benefits of working with Goldcrest.

The value of working with Goldcrest

Such is our involvement in property insurance we can place literally every risk possible with one of our underwriters – Read More