Category: Commerical Property Insurance

Insurance is a vital aspect of running a successful hospitality business, as it helps protect against various risks and unforeseen events that could otherwise result in significant financial losses. Hotel and guest house owners face a range of risks, including property damage, liability claims, and business interruptions. To mitigate these risks, it’s essential to have appropriate insurance coverage in place. Read More

Insuring a block of flats presents unique challenges that are not typically encountered with traditional homeowners’ insurance policies. When multiple units within a building are owned by different individuals or entities, determining coverage for the shared structure and its contents can become complicated. Read More

In any building development you will need to consider the following insurances:

Existing structure cover– If you have a premises which you decide to develop you will need to cover the existing property even if it’s just the front façade being left as this will not be included in any other insurances. This is the cover that the bank/lender will normally request This cover is normally basic (i.e. restricted to fire, lightning, earthquake/explosion, aircraft & subsidence)is because of the ongoing works. A more comprehensive cover can often be applied to include malicious damage and escape of water, however restrictions will apply. Read More

Guardians of the Galaxy, yes we’ve all heard about them, but what about guardians of commercial occupied buildings. These are the new tenant types in town who are being installed into commercial property to secure it for the landlord.
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A judicial review called to by landlord constantinos regas, challenging Enfield borough councils planned selective licensing scheme, has been upheld, blocking the councils plan to roll out licensing in April 2015. The national landlord association welcomed the news slamming the councils approach as “blasé”. Read More

Unoccupied commercial property can often be a shrewd investment opportunity to either refurbish for sale or let, or in most cases to convert into residential.

We can accommodate both of these scenarios; so once you obtain the relevant planning permissions, you’ll need to speak to us (hopefully) about insuring the property. Read More

It’s a strange boat to be in that just because your area of business is more mature and reclusive than that of your high street peers; it can be an almighty chore to find competitive shop insurance for your adult/sex shop. Luckily through the wonders of the internet you’ve landed here, and we can help you with the aforementioned problem.

We’ve been insuring SME products such as shops and offices for well over 30 years, for all trades and occupations for all businesses shapes and sizes, and Adult retailing is no different. Read More

Some councils now want to register all landlords, and are charging up to £500.00 per property.  Upon receipt of the relevant information, apparently Newham Council in London were the first to introduce this, and now apparently at least one other council, Waltham Forest, are considering doing the same.

The extract read that a landlord whom has properties in Newham said there is a lot of paperwork involved as the council wants to know the whole ins and outs of the entire property – it is of many’s opinion that this is seen to be the latest money maker for councils, Read More