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Imagine this: A landlord owns a beautifully refurbished Victorian terrace in Barnes. The building has been insured at the same figure for three years, auto-renewed each time without a second thought. Then a kitchen fire causes £70,000 of damage. The insurer assesses the claim, applies the average clause, and the payout falls significantly short. The gap comes straight out of the landlord’s pocket.

This is not a rare edge case. It is a pattern that plays out across London every year, and it is entirely avoidable. Read More

Owning a luxury car collection is about far more than transport.

It is a reflection of passion, heritage and investment, whether your garage houses modern performance vehicles, rare classics, or a carefully curated mix of both.

From limited-edition supercars to vintage models with decades of history, each vehicle represents significant financial and emotional value, and insuring them properly is essential. Read More

Barnet’s appeal in 2026 is driven by its excellent commuter links to Central London, making it ideal for professionals. The area boasts some of the best schools North London has to offer, attracting families seeking quality education combined with the charm of plentiful green spaces and a community-oriented lifestyle.

Despite recent small dips in house prices, Barnet has shown resilience, with property sales volumes up year-on-year, and many forecasts painting an optimistic picture for a strong rebound in the coming year. Read More

Short answer: yes, Houses in Multiple Occupation can still outperform standard buy‑to‑lets in 2025, but only for investors who price compliance, management and running costs accurately. Average HMO yields continue to sit towards the top of the table in many locations, while demand for affordable rooms remains resilient. The trade‑off is tighter regulation, higher operating costs for “bills‑included” models and planning constraints in many towns and cities.

This guide sets out what has changed, what to check before you buy or convert, and how insurers view HMOs in 2025. Read More

National Insurance is moving up the agenda again in 2025. Some changes have already taken effect, and others are being talked about for the November Budget. For property developers, these shifts matter because they feed straight into project viability, tender pricing, labour strategy and, in some cases, how group structures are set up.

This article explains the confirmed changes in 2025, what is being proposed next, and how both could affect UK property developers. Where relevant, we will link to authoritative UK sources. Read More

When you own a luxury property, a standard home insurance policy just doesn’t go far enough. If you live in the high end parts of North London, Barnet, Hadley Wood, Hampstead or Totteridge, there’s a strong chance your home, its contents, and your lifestyle exceed the limits of traditional cover.

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