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Proposed National Insurance Changes for Property Developers

September 11, 2025 Uncategorized

National Insurance is moving up the agenda again in 2025. Some changes have already taken effect, and others are being talked about for the November Budget. For property developers, these shifts matter because they feed straight into project viability, tender pricing, labour strategy and, in some cases, how group structures are set up.

This article explains the confirmed changes in 2025, what is being proposed next, and how both could affect UK property developers. Where relevant, we will link to authoritative UK sources. Read More

What High Net Worth Home Insurance Really Covers

June 13, 2025 Uncategorized

When you own a luxury property, a standard home insurance policy just doesn’t go far enough. If you live in the high end parts of North London, Barnet, Hadley Wood, Hampstead or Totteridge, there’s a strong chance your home, its contents, and your lifestyle exceed the limits of traditional cover.

Smart Tech for Rental Properties

May 3, 2025 Landlords

smart technology being used iphone female landlord

Insurance Perks and Pitfalls for UK Landlords

Smart technology is no longer confined to high-end, owner-occupied homes. Over the past few years, it has made its way into rental properties across the UK, offering landlords new ways to improve security, monitor maintenance issues, and streamline property management. In 2025, smart tech is fast becoming a competitive advantage for landlords, particularly in a market where tenants expect more and insurance premiums are rising. Read More

Discover the Benefits of Family Fleet Insurance

March 20, 2025 Fleet Vehicle Insurance

Managing multiple vehicle insurance policies can be a time-consuming and expensive task for families, particularly when juggling renewal dates, varying premiums, and differing levels of coverage. Family fleet insurance offers a practical solution by consolidating all vehicles under a single policy, simplifying management and often reducing overall costs. Designed for families with two or more vehicles, this flexible insurance option caters to a variety of needs, including private and commercial vehicle coverage. Read More

Protecting Your Catering Business from Risks with Insurance

January 21, 2025 Catering Business Risk Insurance

Catering businesses operate in a high-pressure, fast-paced environment, where unique risks can jeopardise operations, reputation, and profitability. From food safety concerns to liability issues, caterers face challenges that require diligent management. While risk is unavoidable, specialised catering insurance offers an effective safety net to protect businesses from financial and operational setbacks. Read More

The Financial and Reputational Risks of Cyber Attacks

December 20, 2024 Cyber Insurance

In today’s digital age, small businesses are increasingly vulnerable to cyber-attacks, which can lead to significant financial losses, reputational damage, and operational disruptions. Despite the common misconception that only large corporations are targets, small businesses are equally at risk due to their often less robust cybersecurity measures. Read More

Why Insurance is Essential for Running a Successful Pub or Wine Bar

October 27, 2024 Uncategorized

Pubs and wine bars hold a special place in British culture, serving as more than just places to enjoy a drink—they are community hubs and social gathering points. Their popularity is evident in both urban and rural settings, where they contribute significantly to local economies. However, running such establishments involves navigating a complex landscape of business risks unique to the hospitality industry. From regulatory compliance to property damage and liability issues, the challenges are numerous. This article aims to explore these risks in detail and discuss how the right insurance policies can provide essential protection, ensuring the long-term success of these businesses. Read More

The Importance of Tailored Care Home Insurance

August 21, 2024 Uncategorized

Care homes play a vital role in society, providing essential care and support to the elderly, disabled, and other vulnerable individuals who require assistance with daily living. These facilities ensure that residents receive the necessary medical attention, companionship, and comfort, often becoming a second home for those they serve. However, the responsibility of managing a care home comes with significant risks. Comprehensive care home insurance is crucial for safeguarding not only the residents but also the staff who care for them and the business itself. Proper insurance coverage helps mitigate risks, ensuring safety, legal compliance, and financial protection. Read More

Comprehensive Insurance Solutions for Properties with Homeless Tenants and HMOs

June 24, 2024 Goldcrest InsuranceProperty OwnersResidential Insurance

Managing let properties, particularly those housing homeless tenants and Houses in Multiple Occupation (HMOs), presents unique challenges for landlords. These properties often involve complex tenancy arrangements and higher risks, making appropriate insurance coverage essential. Insurance for such properties not only protects against potential financial losses but also ensures compliance with regulatory standards. This article aims to provide valuable insights into the specific insurance needs for properties accommodating homeless tenants and HMOs. Read More

The Ultimate Guide to Protecting Your Luxury Vehicle

April 30, 2024 High Net Worth InsuranceVehicle Insurance

High net worth car insurance is a specialised type of auto insurance designed specifically for luxury vehicle owners. This type of insurance provides comprehensive coverage and exclusive benefits that cater to the unique needs of high-end vehicle owners. Luxury vehicles are not only a significant financial investment, but they also hold sentimental value and are often a symbol of success. As such, it is essential to protect them with insurance coverage that goes beyond the standard policies offered to average vehicle owners. Read More