Insurance for the ‘Difficult to Insure’

contractors all risk coverage

Do you have a difficult risk to cover that you cannot seem to get insured anywhere. At Goldcrest we love talking to our customers to find out as much as we can about the difficult insurances they have difficulty in placing. For instance home insurance for flood areas, high net car insurance which is cars with the value in excess of £150k, landlords insurance which includes cover for DSS tenants and HMO properties, fleet insurance for haulage vehicles where the tonnage can exceed 32 tonnes to name a few. Read More

Home Insurance in Flood Areas

6

At Goldcrest Insurance we arrange home insurance for people all over the country. We rate people as individual risk and not as a bulk, like on line companies or direct insurers tend to do. This way we get to speak to the client, Google earth the home and take into consideration any good evidence they have to support that their property is free from flooding or has had any necessary works done to prevent further flooding. Using a specialist broker like us at Goldcrest who you can talk to and explain your personal circumstance is the way to go. Read More

Scaffolders Insurance what you need to know!

Insured Nightclub

We have a number of scaffolders come to us on a daily basis to be insured for either public liability insurance, employer’s liability insurance or for fleet insurance. There is no doubt about it, Scaffolding is a high risk trade and not many companies will cover it.  At Goldcrest we have a good panel of insurers who will look at Liability insurance for Scaffolders which means we can offer competitive rates. Our rates cover the self-employed scaffolder as well as the large scaffold companies with big turnovers, which in turn increase the risks. Read More

More than one vehicle Fleet Motor Insurance

Fleet Insurance

When you have more than one vehicle to insurance the cost of insurance becomes expensive, especially if you are insuring each vehicle separately, however by having a fleet motor insurance policy even if you have a mixture of vehicles e.g. cars or vans to trucks or taxis you can save money by insuring them all together, and this applies to businesses as well as families. Read More

Cost Effective Landlords Insurance

pen and money

A lot of Landlords insure their properties on an individual basis. This is not the best way and by doing this you are missing a trick in saving a few £££’s. If you have two or more properties, you should combine them together to form a portfolio. This way you will not only have one renewal date , but you will also have a bigger premium which will then give you much more clout to negotiate a discount. Read More