Blog

Contractors All Risk Insurance Policy

March 7, 2013 Commercial InsuranceGoldcrest Insurance

For those of you who have established themselves as a reliable experienced contractor (whether you be a builder or any of the numerous of other trades working on a contract site) but have yet to obtain a contractors all risk insurance policy (CAR for short), then my advice to you would be to act fast.

A Contractors All Risk policy is the epitome of insurance you can acquire for your business. Unlike Public Liability where you are protecting yourself against third party property damage, Read More

Scaffolding Erectors Public Liability Insurance

March 4, 2013 Goldcrest InsurancePublic Liability Insurance

Scaffolding erectors are somewhat an undervalued trade by many. The erection of scaffolding is a key component to any property extension or building restructure, ensuring accessibility to the building whilst undergoing work but also can act as a safety barrier between the labourers and the general public from and falling debris.

Builders usually take all the plaudits for the finished article of the artwork that is the amendment of properties, though we do not dish out any accolades for the men that made their life all the more convenient and possible. Read More

Fast Repairs for your Ferrari FF Insurance

February 28, 2013 Goldcrest InsuranceHigh Risk Liability Insurance

Great cars need great insurance – a statement you may think is a matter of opinion, but consider this. You have just paid in excess of £250,000 for a Ferrari FF. The first time you drive the Ferrari FF, you hit a third party vehicle, completely ruin the front of your car, and as a result you have an irate third party driver. You’re distressed, and you just want to get both of your vehicles repaired, but unfortunately for you, you sourced your insurance online, the only way you can contact your insurance provider is via email, and you’ve just realised you have an enormously ridiculous excess to pay now to get the repairs completed. Read More

Knowing your Property Portfolio Insurance

February 25, 2013 Goldcrest InsuranceProperty Owners

What is a property portfolio
What are the benefits of having property portfolio insurance instead of insuring them on an individual basis?
Can you get insured for commercial premises, on a residential portfolio?
If one of your properties has suffered from subsidence can this still be included as part of the portfolio.
Will a bad claims history affect my portfolio?

Insurance for a Converted HMO Property

February 20, 2013 HMO Property Insurance

It is all the more common now for property owners and landlords alike to convert and let their property as a HMO. Depending on which governing body or authority you associate with, HMO stands for Houses in Multiple Occupation or Houses of Multiple Occupancy – the terminology given to properties which are occupied by three or more people who do not live as a single household (such as people in a family relationship) and where they share one or more basic amenities, such as a bathroom, toilet, or cooking facilities. Read More

Truck Insurance and Lorry Insurance

February 18, 2013 Goldcrest InsuranceVehicle Insurance

Truck insurance should be as simple and easy as insuring a normal box standard panel van, and making insurance this easy requires a specialist insurance broker, and lucky for you, you’re on the right website.

Whether your business is involved in haulage, retail, or you happen to be a courier we can accommodate any profession. From HGV Insurance and LGV Insurance to Tipper Insurance and Flatbed Lorry Insurance, no matter what trucks you operate, Goldcrest Insurance can tailor a truck insurance policy to fully cater to your insurance requirements. Read More

Insuring Your Lamborghini

February 13, 2013 Goldcrest InsuranceHigh Risk Liability Insurance

Anyone that has one of those pink cards in their wallet dreams of one day “taking the bull by the horns” or in a literal sense taking the Lamborghini by the wheel.

Those enviable Italians not only make delicious food but they also make one hell of a car. The Lamborghini itself is arguably the most exceptional export from the boot shaped nation. It is a delight on the eye, and if you were not a car lover prior to looking at a Lamborghini then getting a glimpse of a Lamborghini Temerario is possibly the ultimate convert. Read More

Scaffolding – Risky Business!

February 11, 2013 Goldcrest InsuranceHigh Risk Liability Insurance

Logic : What is the higher risk – Insurance for a Painter Decorator or Insurance for a Scaffolder?

Painter decorator 90% of the time will be indoors with his main weapon of destruction being a paintbrush. Yes deadly indeed! But I suppose there is a small element of risk, if health and safety is not followed to a T. A ladder which is not properly erected could cause injury to an employee, or there is the case where the decorator could cause a spillage onto some prestige wooden flooring. Read More

Its all about Combining your Insurances

February 7, 2013 Goldcrest Insurance

Running a company that deals purely on the sale, maintenance or modification of cars and vans can be a messy business when it comes to insurance. When it comes to insuring your company’s day to day operation, your insurance premium is dictated by the rest of the motor insurance market, and with a current climate of fraudulent claims, you can be forgiven for dreading your annual renewal date. Read More

Catering Fleet Insurance Experts

February 4, 2013 Commercial Insurance

We’re all foodies at Goldcrest. That’s not to say that we over indulge on food, though we are partial to a roast dinner and all the trimmings, but we are foodies because we like to over indulge on catering vans.

“Vans are not edible?” I hear you say, of course they’re not! We do not consume these catering vans, we like to insure them, and we’re very good at it too! Read More