At Goldcrest we provide insurance policies for mobile caterers up and down this wonderfully food indulgent country.
Insurance for catering trailers or catering vans / vehicles is not hard to source admittedly, but it’s important you’re getting a suitable product for your outlay as it should be seen as a product that is covering your business, indeed your actual income stream.
Cover available on our catering trailer policies include standard cover such as loss or damage to the trailer / unit itself, but also can include cover to the trailer’s fixtures and fixings within its territorial limits – but aside from this expected coverage, you are also have the following available to you by insuring with us:
- Loss or damage to stock & non fixed contents
- Business interruption: on most policies business interruption is automatically provided, which will cover loss of income / increased cost of working as a result of an insured peril over a 12 month period.
- Frozen food: Covering damage to frozen food in a deep freeze or cold storage due to a change in temperature following breakdown of the refrigeration, or accidental failure of gas or electricity supply or the action of accidental escape of the refrigeration fumes.
- Public & employers liability – Standard offering on both being £5,000,000 for public liability and £10,000,000 for Employers liability.
There are also premium discounts available if your catering trailer has a data tag marking or a tracker system.
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If you’re looking for catering Van insurance, then discounts are also available to you if your vehicle also has data tag marking or a tracker system – in addition our policies offer the following:
- Option for Comprehensive or Third Party Fire & Theft
- Scheme available that offers FREE protected No Claims Bonus
- Cover available for the Catering Van’s fixtures, fittings & contents
- Mirror NCB facility available – Meaning that if you have No Claims Bonus on your main vehicle already, we can use this as a discount towards a catering vehicle insurance policy
- Open Driver policies available, such as Cover for “Any Driver over 25” or “Any Driver over 30”
Speak to our catering insurance team for a quotation for your mobile catering business if you’re interested in the above, or because your current policy isn’t offering the above.
