For the smaller contract caterer we can supply a good little package to get you started. The last thing you need when you start of or are a fledgling business are cost which eat (excuse the pun) into your profit. The package we offer is suited for businesses from 5k – 25k turnover to 250k turnover. One of the most common questions we get asked is, does your polices cover food poisoning. The answer 100%, this is picked up under your products liability section which gives you cover up to 5
million pounds.
Another great benefit with the catering insurance is that the employers liability is built in to the rate. So say you are a sole trader but on occasion you required the services of a few part time staff then they would be covered for no extra charge. A lot of insurers charge for catering employers liability every time you add a person, but we have this all fixed in for a small cost from off.
A list of what the policy will cover you for.
Material Damage
Business Equipment: £0
Theft cover of Business Equipment from unattended motor vehicle or trailer: No
Stock in Trade: up to 5k
Money: up to 5k
Business Interruption
Stock Deterioration following Refrigeration Breakdown: up to 5k
Turnover up to £250k
Insurance Cover for Mobile Catering trailer
Insurance cover for a catering kiosk
Liability
Employers Liability: £10,000,000
Public Liability: £5,000,000
Products Liability: £5,000,000
The CX Catering Trailer policy can now be extended further by the purchase of Catering Legal Expenses
Insurance
- Catering Legal Expenses Insurance – £35.00 + IPT
- Defence of a contract of employment dispute with an employee.
- Payment of any compensatory award arising from the judgement of an Employment Tribunal.
- Pursuing a claim against any employee or former employees for possession of property owned by you
- Defence of directors or partners for prosecutions connected to normal business activities in a criminal or civil court, other than in connection with a motor vehicle
- Cover for enquiries in respect of TAX, VAT, PAYE & NIC Investigations
- 24 hours Legal Helpline – free access to legal advice and assistance
- The product is underwritten by Ageas Insurance Ltd
The CX Catering Trailer policy can now be extended further by the purchase of Catering Legal Expenses Insurance.
Catering Legal Expenses Insurance – £35.00 + IPT
- Defence of a contract of employment dispute with an employee
- Payment of any compensatory award arising from the judgement of an Employment Tribunal
- Pursuing a claim against any employee or former employees for possession of property owned by you
- Defence of directors or partners for prosecutions connected to normal business activities in a criminal or civil court, other than in connection with a motor vehicle
- Cover for enquiries in respect of TAX, VAT, PAYE & NIC Investigations
- 24 hours Legal Helpline – free access to legal advice and assistance
- The product is underwritten by Ageas Insurance Ltd
So if you are a small company looking for a good catering liability insurance package then please give us a call and we will provide you with a perfect comprehensive package that will fit your budget.
