Category: Public Liability Insurance

Being a tradesman or woman it is vital to have the relevant public liability in place before carrying out any works as any third party damage you incur whether to a member of the public or property damage will leave you liable – it goes without saying that it should be your first port of call when setting up your own business or going self-employed.

Unfortunately, starting out as a roofing contractor, obtaining quotations for public liability isn’t as easy as other trades, due to the work at height and exposure to potential losses. Read More

Contractors All Risk Insurance covers you not only for your existing structure but also for the structure that is currently being worked on.

A standard Public Liability policy will only cover tradesman for damage caused to the third-party premises. Contractors All Risk Insurance will cover any damage caused to the building works, for example if there is an unexpected flood, storm, or fire, it will even cover for poor workmanship.

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Do you own or run an adult retailer? Are you finding it hard to find the relevant insurance for you? After chatting with several of our clients in this industry, they explained how “frustrating” it was trying to find insurance for their business, as their trade falls slightly out of the “norm”, until they found Goldcrest.

Whether you retail or wholesale Adult goods from a shop or online, we can assist you with the arrangement of your insurances with all the general coverage: Public Liability, Stock, Contents, Business Interruption, etc. – with no fuss. Read More

Breaking away from a large contractor to start up your own business is an admirable risk for those who want to work for themselves. Many tradesmen build up the knowledge and experience of their respective trade and feel it’s time to test themselves by setting up their own ventures.

This commendable feat does not come without its risks; you need to ensure you can obtain an independent work flow; managing your finances; obtain the tools and plant you will need to work and once this is in place, you then need to confirm you can obtain the relevant Public Liability insurance so that you are covered to carry out your works. Read More

Are you small, medium or even a large contractor? Responsible for arrange your firm’s Public Liability? Do you feel you’re paying over the odds, but feel you are bound to the same provider as every other insurance broker you contact cannot cover your trade?

Lucky for you, we’re here to help! At Goldcrest we can provide Public Liability quotations for ALL trades, with our specialty being high risk trades. Read More

It is always thought that if work with any trade that involves manual labour; the only insurance you require to be fully covered is Public Liability and Employers Liability. This is usually the case; however, what for those tradesmen that provide written reports and inspections, should anything go wrong with that information provided to the client, a Public Liability insurance policy isn’t going to cover it. Professional Indemnity is often considered an insurance policy for “white collar” trades and many tradesmen would not consider entertaining the possibility of taking out a policy and many unaware of what a Professional Indemnity Policy actually is. Read More

Those in the Cement and Concrete Contractors industry will know all the difficulties in obtaining the correct and relevant public liability insurance they require.

You can spend hours speaking to mainstream providers only to find out they “unfortunately cannot insure concrete contractors” even though you have been through the entire quotation process on the phone. Read More

Scaffolding erectors are somewhat an undervalued trade by many.   The erection of scaffolding is a key component to any property extension or building restructure, ensuring accessibility to the building whilst undergoing work but also can act as a safety barrier between the labourers and the general public from and falling debris.

Builders usually take all the plaudits for the finished article of the artwork that is the amendment of properties, though we do not dish out any accolades for the men that made their life all the more convenient and possible.  Read More