Category: Goldcrest Insurance

Logic : What is the higher risk – Insurance for a Painter Decorator or Insurance for a Scaffolder?

Painter decorator 90% of the time will be indoors with his main weapon of destruction being a paintbrush. Yes deadly indeed! But I suppose there is a small element of risk, if health and safety is not followed to a T. A ladder which is not properly erected could cause injury to an employee, or there is the case where the decorator could cause a spillage onto some prestige wooden flooring. Read More

Running a company that deals purely on the sale, maintenance or modification of cars and vans can be a messy business when it comes to insurance. When it comes to insuring your company’s day to day operation, your insurance premium is dictated by the rest of the motor insurance market, and with a current climate of fraudulent claims, you can be forgiven for dreading your annual renewal date. Read More

Do you have all your insurances with the one company? If not it pays to have combined insurance if you want to save money by cutting down your annual premiums.  Not only will having combined insurance save you money it makes life a lot easier when it comes to renewing your policies.  Even if you can’t combine all you insurance policies having them with the one company will be much more beneficial for you as the insurance company can see your history and any claims made or not made. Read More

Cant get insured anywhere for an HMO (Homes in Multiple Occupation) property! Everyone driving you mad refusing to insure your new investment! Why is it so difficult you ask? Well the risk is certainly there with a house that has been transformed to home multiple occupants. Well put it this way, some tenants are ideal i.e. professional tenant, and some tenants not so ideal that come with a greater risk tag i.e. students and then there is dss tenants who again with a lot of insurers refuse to insure. Read More

“Yes!” – is the answer we usually give when asked “can you insure my let properties” or “can you insure my property portfolio”.   There are usually a few ifs and buts after the question, but the answer never changes.  We are your “Yes” men (and women!) when it comes to insuring property portfolios.

As an active insurance broker within this market, we insure a wide range of landlords’ property portfolios, with all types of tenants (professional/working, DSS/on benefits, students etc.). Read More

If you run a company whose sole income operates on the intake and distribution of large quantities of stock or goods then you can be forgiven for not being extra vigilant when acquiring the correct insurance policy to safeguard the smooth the day to day running of your firm.

But then again you can be excused for being a bit oblivious of what really needs to be covered, or what policy you require if you’re just starting out. Read More

There are so many underused insurance schemes available for those who are business owners or self-employed.  One of these insurance products which could make lives a whole lot easier, to those who it’s applicable to, has become known as the anti-stress solution, but to everybody else, it is known as Mini Fleet Insurance. Read More

Some pleasures in life are just not practical:

I was chatting to a newly acquired client last week on life’s few pleasures and how his wife keeps telling him, in jest, that his enjoyment just isn’t practical! Read More

When you own property you need building insurance for landlords, its a way to ensure you are fully protected against all types of possible problems that can occur to your property. Landlord building insurance is one of the essential insurance covers that you want to make sure you are correctly covered for.

Landlord building insurance is an essential cover if you are thinking of renting your property or you are already renting it out. This insurance cover will protect you against any structural issues, including storm, fire and flood damage. It will also protect you against malicious damage or accidental damage from your tenants or even your tenant’s guests and any theft. Read More

The Ferrari 458 Italia is truly the current day car lover’s car, but would the insurance policy you keep in your glove box make Enzo Ferrari himself turn in his grave? Is your four wheeled beauty’s splendor really protected?

Enzo Ferrari used to say that you bought his engine and got the rest of the car free. At Goldcrest Insurance we work to the same standards as Sir Enzo and try to make motor magnificent for our customers. Read More