At Goldcrest, we’re not a one trick pony, though we have specialist areas in the insurance field, we’ve been established and going strong for the past 40 odd years, assisting clients in several areas.
But we appreciate, seeing is believing, so what better way to convince you to come on board than giving a few cases studies we’ve carried out in the past week: Read More
Breaking away from a large contractor to start up your own business is an admirable risk for those who want to work for themselves. Many tradesmen build up the knowledge and experience of their respective trade and feel it’s time to test themselves by setting up their own ventures.
This commendable feat does not come without its risks; you need to ensure you can obtain an independent work flow; managing your finances; obtain the tools and plant you will need to work and once this is in place, you then need to confirm you can obtain the relevant Public Liability insurance so that you are covered to carry out your works. Read More
Young entrepreneurs need to get about and having the use of a company vehicle can be imperative to the success of any new business. One big expenditure young business owner tend to have is the insurance of their company vehicles.
We specialise in the arrangement of insurances for small, medium and large businesses, from 2 vehicle fleets to 200 vehicle fleets. It’s not cheap by any stretch of the imagination, but it doesn’t have to be extortionate – here are a few tips when looking to get a quotation from us. Read More
So, given that you’re on our website, you’re being very efficient and looking into the insurances for HMO properties – if you’re thinking of buying a HMO or converting your existing property into a HMO, sourcing the insurance is the easy part – as we take all the stress out of that for you, and obtain comprehensive immediate quotations.
Before your insurance, you’ll need to consider if you property requires a HMO licence. You’ll need to contact your council for a licence to rent out your property as a house in multiple occupation (HMO) in England or Wales. Read More
Many insurance providers claim they can insure multi tenanted properties, more specifically HMO properties; however what they do to accommodate them on their schemes is quote them as bedsits! By doing this you end up paying more than you would need to.
Bedsits are a higher risk for insurers than HMO’s, mainly due to the cooking exposure in the rooms, and also the short term in which the tenants are in the rooms for, as bedsits tend to be used on a very short term basis. Whereas HMO’s generally have communal kitchen areas, which means only one area in which any cooking takes place reducing the potential fire risks of a bedsit, and in most cases are let on normal AST’s. Read More
Insurance for houses in multiple occupation … HMO Insurance … Students… DSS tenants .. Homeless …. Unoccupied whilst building works take place … Mixture so tenant type … Shared facilities … Designated cooking areas ….
Now does this read well for insurers! Are insurers going to look at the make up above and think, Great risks. This will run well let’s quote ! Read More
What is a mini fleet insurance policy?
What classifies as a mini fleet ?
These are a great set of questions and a set of questions any SME must ask themselves before they take out a mini fleet insurance. Read More
If you own a property with a number of rent-able rooms, we understand that it can be financially prudent or even more convenient to let the property to the local authority, housing association, local government or even a charity.
Rental agreements such as this are becoming ever more frequent in the HMO/multi let property market, and though it takes the strain and stress out of finding a tenant for each rent-able room, this stress is then passed on to finding an appropriate insurance policy for your property. Read More
Do you let your property on more than one tenancy agreement, and finding it hard to get the relevant/competitive insurance policy?
A lot of the time when you look for let property insurance, if you let your property to more than one tenancy agreement, you have to go out of your way to advise the relevant insurer, rather than being asked as part of protocol, which is where the complications arise. Read More
Any company that owns a number of vehicles needs to consider investing in fleet insurance. It is basically an insurance plan for more than one vehicle, and there are a number of benefits to be had with opting for this kind of plan as opposed to individually insuring each vehicle. Read More
All our Quotes are tailor made to get you the best cover
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