Category: High Risk Liability Insurance

Are you a Contractor requiring Public Liability Insurance? Wondering if we can insure you? The answer:  YES!

Arranging Public Liability for your standard tradesman or woman is not a problem. From locksmiths to painter and decorators, these are all easy to source quotations, which can be done over the phone with any of our liability teams in a matter of minutes. Read More

High risk trades – Roofing liability, scaffolding liability, welding liability, fabricators liability, skip hire liability.

Why are these trades high risk? Because people get injured and killed whilst doing these trades. These trades come with high risk injury rates therefore are more expensive to insure than your standard run of the mill trades. Read More

We think the biggest fear a client may have who falls in the bracket of having any form of High Net Insurance is that they want to place the business with someone they can trust and for a good premium with a policy that will have no hidden loop holes.

Whether it’s insurance for a mansion or insurance for a penthouse flat in Mayfair we are happy to look at the policy and discuss all the needs in total confidence.  We have been doing this now for 37 years so we can be fully trusted to not only hold confidential details about your personal items but also in the fact that we will search for the most suitable insurance policy for you. Read More

Great cars need great insurance – a statement you may think is a matter of opinion, but consider this.  You have just paid in excess of £250,000 for a Ferrari FF. The first time you drive the Ferrari FF, you hit a third party vehicle, completely ruin the front of your car, and as a result you have an irate third party driver.  You’re distressed, and you just want to get both of your vehicles repaired, but unfortunately for you, you sourced your insurance online, the only way you can contact your insurance provider is via email, and you’ve just realised you have an enormously ridiculous excess to pay now to get the repairs completed. Read More

Anyone that has one of those pink cards in their wallet dreams of one day “taking the bull by the horns” or in a literal sense taking the Lamborghini by the wheel.

Those enviable Italians not only make delicious food but they also make one hell of a car.  The Lamborghini itself is arguably the most exceptional export from the boot shaped nation.  It is a delight on the eye, and if you were not a car lover prior to looking at a Lamborghini then getting a glimpse of a Lamborghini Temerario is possibly the ultimate convert. Read More

Logic : What is the higher risk – Insurance for a Painter Decorator or Insurance for a Scaffolder?

Painter decorator 90% of the time will be indoors with his main weapon of destruction being a paintbrush. Yes deadly indeed! But I suppose there is a small element of risk, if health and safety is not followed to a T. A ladder which is not properly erected could cause injury to an employee, or there is the case where the decorator could cause a spillage onto some prestige wooden flooring. Read More

1. Sophisticated character, ideas, tastes, or ways as the result of education, worldly experience, etc. : the sophistication of the wealthy.
2. Change from the natural character or simplicity, or the resulting condition.
3. Complexity, as in design or organization.
4. Impairment or debasement, as of purity or genuineness.
5. The use of sophistry; a sophism, quibble, or fallacious argument
6. To own an Aston Martin

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High net worth home insurance and expensive jewellery insurance fall hand in hand. At Goldcrest Insurance we have many facilities to place clients who are paying high premiums on their high net worth home insurance. There is no sum of jewellery that is too large for us to insure and we can always find ways to help your premium. For instance you can have your home installed with some high quality cash rating safes. Get CCTV installed and have a central station alarm system. Read More

High risk liability insurance is becoming more and more difficult to get for those in a high risk trade. Not only is it getting harder to get, it can be hard to get a reasonable premium along with a decent cover to match.  At Goldcrest we have many high risk insurance trades on our books and cover the following high risk insurances: Read More

Public liability insurance for roofing contractors falls under the category of a high risk trade. This is due to the heights that a roofer can work at and also the risk involving the use of heat. Liability insurance for roofers is a must for all in the trade.

To be classified as a roofer depends on the percentage of any roof works.  Any roof work that is over 20 % of your annual turnover classifies you as a Roofer.  If you under insure yourself and put yourself as a builder or maintenance man to save yourself money, then if you had to make a claim the insurers would find out exactly what you should be classified as and will deny your claim resulting in all you have paid in premiums becoming worthless and you could end up with nothing. Read More