Has your home suffered flood damage or is your home in an area which has been flooded?
If it is, finding insurance for a house that has sided flood damage is extremely difficult to source.
A lot of homeowners in the country are having sleepless nights as they can’t get insurance for their homes as they are on flood risk areas and have been badly hit by increasing premiums over the last few years.
Flooding over the last 10 years has become more and more apparent, having devastating effects on certain areas and properties within these zones. As a result a large amount of insurers are now not covering flood hit areas due to the amount of money they have had to pay out for insuring this peril.
It is now the case that sometimes insurers will not cover the area and properties inside it, regardless of whether or not they have been damaged, or the insurers will price for the premium but will exclude flood.
How Goldcrest can help you get insurance
At Goldcrest we have spiced a new insurer to help with this issue and can hopefully get those properties that were deemed as uninsurable, insured.
Like any policy the risk does have to abide to certain criteria, such as quotes will be provided to properties in certain council tax bands, but we have still managed to help a lot of people gain cover for their homes where previously they have been left uninsured due to flood damage.
Insurance for flood damaged Properties or insurance for properties in flood areas will be covered for :
- Buildings Insurance
- Subsidence
- Flood cover
- Accidental Damage
- Malicious Damage
- New for old cover
- Fire /Lightening /aircraft /explosion
If your property is in a flood area, then please give us a call to see if we can help you out and provide you with a sensible premium with comprehensive cover and no restrictions.
